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Routing #321180379

Frequently Asked Questions

Transfers FAQs

The main difference between an Electronic Funds Transfer (EFT) and a Wire transfer is how the funds are transferred.

An EFT transaction goes through an Automatic Clearing House (ACH) and can take three to five business days to process. Typically direct deposits and electronic bill payments use this channel. There aren't any associated fees and you can set these up as an external transfer in Online Banking.

A Wire transfer goes through the Federal Reserve's system and has variable timelines, based on the request time and destination. We process domestic wires (destination account is within U.S.) within the 1-2 business days and foreign wires (destination account outside U.S.) take a minimum of 2 business days. Online wire requests before 12pm PT, and branch wire requests before 2pm Monday - Friday are initiated on the same business day. Outgoing domestic wires have a $20 fee and outgoing foreign wires have a $50 fee. Incoming wires to a First Tech account, regardless of where they originate, incur a $5 fee.

When receiving a domestic wire, provide the sender the following information:

  • Our name: First Technology Federal Credit Union
  • Our routing number: 321180379
  • Our address: 5100 NE Dawson Creek Drive, Hillsboro, OR 97124
  • Your name, account number and address

For questions concerning incoming foreign wires, contact us at 855.855.8805 or find a location near you.

We post all incoming wires by 4pm PT. The delivery timeline to us depends on the sending financial institution's process.

We charge $20 for an outgoing domestic wire transfer and $50 for an outgoing foreign wire transfer. Incoming wires to a First Tech account, regardless of where they originate, incur a $5 fee.

Note: Domestic wire transfer is defined as a final beneficiary within a U.S. institution. The receiving institution may charge an incoming wire fee. A foreign wire transfer is classified as having the final beneficiary outside the U.S. Foreign wire transfers often must pass through a correspondent bank, which may charge additional fees to process the wire transfer. You're responsible for any foreign correspondent bank fees.