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Taxes Frequently Asked Questions

We know tax season can feel overwhelming—so we’re here to make it easier. At First Tech, we provide the tax forms you need, when you need them, so you can file with confidence and stay focused on your goals.

Here’s a quick guide to when your tax forms will be available:

1099-INT

Interest earned on savings

January 31

1099-R

Retirement account distributions

January 31

1099-Q

Education savings plan payments

January 31

1099-SA

Health Savings Account (HSA) distributions

January 31

1099-MISC

Miscellaneous income

January 31

1099-C

Canceled debt

January 31

1098

Mortgage interest paid

January 31

1098-E

Student loan interest paid

January 31

1042-S

U.S. income for foreign persons

March 15

5498-ESA

Education Savings Account contributions

April 30

5498

IRA contributions

May 31

5498-SA

HSA/MSA contributions

May 31

Where to Find Your Forms

You can access your tax forms securely through Digital Banking. Just log in and navigate to Statements & Documents. If you have questions or need help, our Member Support team is ready to assist.

Helpful Resources

 

If you received a 1099-INT from First Tech, it means you earned $10 or more in dividends from your account(s)—and we’re required to report that income to the IRS.

But that’s not the only reason you might receive this form. Here are other common scenarios where a 1099-INT may be issued:

  • Membership Perks: First Tech paid dues on your behalf to the Financial Fitness Association (FFA) or the Computer History Museum (CHM).
  • Loan Partnerships: Your loan was originated through a partner like Happy Money or Splash Financial.
  • Loan Transfers: First Tech purchased your loan from TCF Bank, now part of Huntington Bank.
  • Auto Financing: You financed a vehicle through a dealership using a First Tech loan.
  • Account Opening Bonus: You received a promotional deposit when opening a checking or savings account online or in a branch.
  • Mortgage Benefits: Your Oregon or California mortgage qualified for an escrow impound dividend credit.
  • Promotional Rewards: You earned a cash incentive for participating in a First Tech campaign.

These payments are considered interest income and must be reported for tax purposes.

Where to Find Your Tax Forms

You can securely access your 1099-INT and other tax documents by logging into Digital Banking and visiting the Statements & Documents section.

 

Helpful Resources

If you're preparing your taxes and need First Tech’s Employer Identification Number (EIN) for your 1099-INT form, here it is:

First Tech Federal Credit Union EIN: 23-7062675

This number is used to identify First Tech as the financial institution that paid you interest income. You’ll find it listed on your 1099-INT form, which reports any dividends or interest earned from your account(s).

 

Helpful Resources

We’re here to help you make the most of your savings—whether you're planning for retirement, healthcare, or education. If you need to contribute to or distribute funds from your IRA, HSA, or ESA, scheduling a virtual appointment is quick and easy.

Here’s how to get started:

  1. Visit firsttechfed.com/appointments
  2. Click Schedule Virtual Appointment
  3. Choose your Program Type:
    • Individual Retirement Account (IRA)
    • Education Savings Account (ESA)
  4. Click Continue
  5. Select your Appointment Type:
    • Choose IRA Transaction for help with IRA contributions
  6. Pick a date and time that works for you to meet with a specialist

Our IRA/HSA/ESA Specialists are ready to guide you through the process and answer any questions—so you can move forward with confidence.

 

Helpful Resources

Accessing your tax forms is simple and secure with First Tech’s Digital Banking. If you're enrolled in electronic statements, your tax documents—like the 1099-INT—will be available in your account when they're ready.

Here’s how to find them:

  1. Log in to Digital Banking
  2. Go to Statements & Documents
  3. Select the Tax Documents tab
  4. Choose the year and form you need

If you haven’t enrolled in electronic statements yet, you can do so in Digital Banking under Settings > Statement Preferences. Enrolling ensures faster access and reduces paper waste—plus, it’s one less thing to worry about during tax season.

 

Helpful Resources

Yes—First Tech makes it easy for organizations to access their tax documents securely online.

If you manage a Fiduciary or Business account, your tax forms (such as 1099-INT) will be available through Digital Banking, just like personal accounts. Simply log in and navigate to Statements & Documents to view or download your tax forms when they’re ready.

If you're not yet enrolled in electronic statements, we recommend doing so to ensure faster access and reduce paper clutter.

 

Helpful Resources


We’re here to help make tax season as smooth as possible. If you believe there’s an error on a tax form issued by First Tech—such as a 1099-INT, 1098, or other IRS reporting document—you can request a correction in one of two easy ways:

Option 1:  Login and send us a secure message

 

Option 2: Contact us

Reach us at 855.855.8805 to speak with a representative who can assist with your correction request.

We’ll work with you to review the form and ensure any necessary updates are made in accordance with IRS guidelines.

 

Helpful Resources

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