We have customized products and services for each member, meaning individualized tools for your financial wellness. First Tech provides workshops, consultations, webinars and financial education to strengthen your financial health. We also provide easy transition for any employees relocating internationally or domestically.

No matter what stage of life you’re in, we have everything you need to help you get more from your money and benefits.

If you’re in the market for a new home, we’re offering $400 off the closing costs on your primary home loan from First Tech Offers valid for Microsoft employees only and are subject to meeting First Tech Federal Credit Union’s relationship requirements and underwriting policy guidelines. APR is annual percentage rate. Discounts cannot be combined with other offers and are subject to program guidelines. Rates and terms are subject to change without notice.

 

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Bankrate gives First Tech 4.2 of out 5 stars and says “It’s easy to open an account since there are no monthly fees and minimum deposits are relatively low. Moreover, the credit union offers competitive yields on its share certificates.”

CNBC named First Tech one of the 5 best credit unions for all your banking needs, saying “First Tech has some of the best low interest credit cards around. [...] First Tech also offers a variety of checking and savings accounts, IRAs, mortgages, personal, auto and student refinance loans and more.”

According to Nerdwallet, “First Tech Federal Credit Union offers a great checking account with no monthly fees. Anyone can apply for membership if they meet an easy requirement.”

In a review of our personal loans, Credit Karma says, “First Tech doesn’t charge application fees, origination fees or penalty fees for early loan payoff, which helps minimize borrowing costs. And First Tech’s starting APRs—which are listed on its website—are competitive.” Credit Karma continues to say, “First Tech personal loan amounts for secured or unsecured loans start at just $500 — which may be helpful if you need a small personal loan for something like a minor car repair or other unexpected expense. But much larger loans are available, too.”

Microsoft employee benefits extend to your financial life too. As a not-for-profit credit union, we pride ourselves on offering solutions that go beyond banking. Compare credit union benefits vs. bank benefits. 

Credit Unions	Banks	Benefits
		Offer a suite of financial services that can include checking and savings accounts, loans and credit cards and more.
		Not-for-profit business that pass earnings to members in the form of higher savings rates and lower loan rates.
		Offer savings rates that are generally higher than the national average.
		Led by a people-over-profit philosophy.
		Member-owned and managed. (First Tech is governed by a 100% volunteer Board of Directors comprised of First Tech members.)

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