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Make the Most of What's Ahead

Year-end can bring choices around bonuses, incentive pay and other workplace benefits. First Tech has decades of experience helping Microsoft members think through these moments with more clarity. Start a better conversation and plan for what matters next.
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Your member benefits

Benefits save

Save $2,000 each year
on averageEstimated annual member benefit is based on average deposit and loan balances for Microsoft employees who are First Tech members, combined with conservative rate advantage assumptions versus large national banks. Actual savings will vary by member and product selection.

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Get a $400 discount on closing costs for your primary home loanThe $400 mortgage fee credit is available only to employees of select partner companies, including: Amazon, Google, HP, Inc., HPE, Intel, Microsoft and Nike. Credit applied at closing; no cash value. Borrower must meet all loan eligibility and underwriting requirements. Offer may change or end at any time.

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Annual skip-a-payment option on consumer loansSkip-a-payment eligibility requires the loan be open 6+ months, current, and limited to one skip per calendar year. Skipping a payment extends the loan term by one month and interest continues to accrue, increasing total interest paid. Some products - including 15-year-term loans, Advantage Loans, and externally serviced loans - are not eligible.

notary services

Enjoy free notary services on campus

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Access our on-campus branch, 15 ATMs and nearly 33,000 surcharge-free CO-OP ATMs nationally

Benefits send money

Bank on the go with our top-rated mobile app and send money with Zelle®

Hear what our members are saying

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Started banking with them today on Microsoft campus. Seamless experience.
Dippy Aggarwal,
First Tech Member & Microsoft
Employee

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Great experience at this bank. Very convenient for Microsoft employees. Thanks!
Cliff Wong,
First Tech Member & Microsoft
Employee

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The staff at First Tech Federal Credit Union is top-notch.
Ravi Kalivarapu,
First Tech Member & Microsoft
Employee

Joining is simple

Become a member in minutes. Just choose an account, fill out our secure application and start enjoying your exclusive perks.
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In it with you, for you

We get it—you're always thinking ahead. That's why we're here to help you grow your money and reach your goals, both at work and in life. We’re here to help. 
Questions? 
 
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Ready to take the next step toward your financial goals?
Whether you're building an emergency fund, renting today while planning to buy tomorrow, or preparing for a growing family our Financial Fitness programs provide practical guidance tailored to your goals.

Choose the path that's right for you:
  • Core Strength Fund: Build and maintain a stronger emergency savings cushion
  • Renters Edge: Get guidance for renters and future homeowners
  • Parent Power Up: Plan confidently for your family's future