Benefits of membership.
Access your money and get the help you need easily. With dozens of First Tech locations, more than 5,600 Co-Op branches, 30,000 surcharge-free ATMs, online banking and mobile apps—we have the tools you need to make your banking life easy.
First Tech keeps you protected 24/7. All checking, savings and money market accounts are insured up to at least $250,000 by the NCUA, and we employ round-the-clock fraud monitoring, top-notch web encryption and strong member protections.
New-money"New Money" is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotional rate. certificate offer.
Earn 5.35% Annual Percentage YieldAPY = Annual Percentage Yield. Rates effective as of 10.01.2023 and are subject to change at any time. Minimum opening balance is $500. 13 month term is required to obtain the advertised APY. Early withdrawal penalties may apply.
Membership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Certificate, Rate Sheet, and Fee Schedule. Please refer to these documents for further information and terms applicable to this account. Additional Terms and Conditions Applicable to Promotional 13 Month Bump Up Share Certificate Accounts Bump Up Share Certificates: If your account has the Bump Up feature, we list the dividend rate and APY on your Certificate Receipt for your Bump Up Share Certificate account. Your Maturity Date will remain the same as stated on your Certificate Receipt. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, of exchanging the dividend rate for a new dividend rate that is currently offered on term share certificates at no cost to you. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, to make one (1) additional deposit. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term. Qualifications: Available for new Promotional 13-Month Bump Up Certificate accounts only. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify. Upon maturity, the account will automatically convert to the rate offered for the standard 13-Month Bump Up Share Certificate account. Please refer to our Rate Sheet for current dividend rates and annual percentage yield information. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.
Hear what our members have to say.
Note: If you click any of above Trustpilot links, you will leave firsttechfed.com and open an external website that is owned and managed by a third-party. First Tech is not responsible for the content, privacy, or security of any third-party websites. Please be sure that you are ready to continue before clicking on the link to leave firsttechfed.com.
You belong here.
Not sure if you qualify to join First Tech? It's easier than you think.
You're within First Tech's field of membership if you meet any one of the following qualifications:
- Work for one of our 900+ partner companies—like Amazon, Microsoft, Intel and more
- Family or household member is already a First Tech member
- Work for the State of Oregon
- Live or work in Lane County, Oregon
- Belong to the Computer History MuseumTo become a member of the Computer History Museum or join the Financial Fitness Association, stop by a location or join within our online application.
- Belong to the Financial Fitness AssociationTo become a member of the Computer History Museum or join the Financial Fitness Association, stop by a location or join within our online application.
Still don’t see yourself in any of the categories above? Don’t worry, you may still qualify. Schedule a virtual or in-person appointment at your convenience, and we’ll help you with next steps.
The benefits of joining a credit union.
As a not-for-profit credit union, we pride ourselves on offering solutions that go beyond banking. Here’s a look at how bank benefits compare to those of a credit union.
|Offer a suite of financial services that can include checking and savings accounts, loans and credit cards and more.|
|Not-for-profit business that pass earnings to members in the form of higher savings rates and lower loan rates.|
|Offer savings rates that are generally higher than the national average.|
|Led by a people-over-profit philosophy.|
|Member-owned and managed. (First Tech is governed by a 100% volunteer Board of Directors comprised of First Tech members.)|