Welcome to our updated site

Choice Rewards

Choice Rewards World MasterCard®
as low as APR

A Great Account If You:

Want to earn double Rewards Points on every day purchases1

Want expanded Rewards Points redemption options

Appreciate a high value, low cost card with no annual fee


Great Benefits

Introductory 0.00% APR2 balance transfer for 12 months

No balance transfer fee2

Earn 10,000 Rewards Points2 when you spend $2,000 in your first two months

The best of both worlds: double Rewards Points, great rates and no annual fee

Cardholder Benefits

Extended Warranty

Price Protections

Identity Theft Resolution Services

And more

You'll Benefit From:

Your choice of rewards options

  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications1 and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Rewards Points for travel, merchandise, charitable donations, gift cards and cash
  • No points maximum and your points never expire

Convenience and security

  • Chip and PIN transaction authentication
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with MasterPass® or Apple Pay digital wallet programs

Read the Articles

Knowledge base

How do I redeem my credit card reward points online?

Knowledge base

Can I place a travel alert on my credit and/or debit cards?

Knowledge base

How do I transfer a credit card balance from another financial institution to my First Tech credit card?

Additional information

1 Certain terms, conditions and exclusions apply. See our Choice Rewards World MasterCard Benefits Guide for further details.

2 APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. To qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.