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Online Banking

Platinum Secured Mastercard®

Score great rewards and build credit with a refundable security deposit

Platinum Secured Mastercard®

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  • Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change.
  • No annual fee, balance transfer, cash advance or foreign transaction fee
  • Convenient and secure
  • Earn Rewards Points for every dollar you spendCertain terms, conditions and exclusions apply. See our Platinum Mastercard Benefits Guide  for further details.

Every day rewards

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Benefits that serve you

Earn 1 rewards point for every dollar spent on your everyday purchasesCertain terms, conditions and exclusions apply. See our Platinum Mastercard Benefits Guide  for further details. There’s no maximum and your points never expire. Use your points for:
  • Travel
  • Merchandise
  • Gift cards and more

The digital experience

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It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet.

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and much more.

Global security

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For your convenience and security

  • Identity Theft Resolution Services assists you with credit bureau notification and credit card replacement and provides you with an ID Theft Affidavit should you become an identity theft victim.
  • Chip and PIN transaction authentication
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with digital wallet programs


Platinum Mastercard® Card Agreement and Federal Truth-in-Lending Disclosure Statement

Cardholder Benefits

Request Credit Card Agreement

DebtSafe® Loan Payment Protection: Our DebtSafe program offers the ability to cancel all or a portion of the loan balance in the event of Loss of Life, Disability, or Involuntary Unemployment. Learn more…