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Online Banking

  • A Great Account If You:
    • Want to earn premium rewards for traveling and dining

    • Typically make monthly purchases of $3,000 or more

    • Want personalized, concierge level service


  • Cardholder BenefitsCoverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.

    • Mastercard Concierge Service Dedicated 24x7 “personal assistant” service to arrange travel, make dinner reservations, secure sports and entertainment event tickets and even find the perfect gift

    • Zero Liability Protection Peace of mind knowing First Tech won't hold you responsible for “unauthorized transactions.”

    • Mastercard ID Theft Protection Provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

    • Extended Warranty Doubles the original manufacturer warranty up to a maximum of twenty-four (24) months on most items you purchase.

    • Mastercard Price Protection May reimburse you when an item that you bought with your card goes on sale later.

    Learn more

  • Dynamic Rate

    Annual Fee: First year free, then $75 thereafter

  • Apply


  • Flexible, premium rewards:
    • Earn 30,000 bonus Rewards PointsTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. when you spend $3,000 in the first 3 months

    • Earn 3x Rewards Points on travel, 2x Rewards Points on dining, 1x Reward Points on all other purchasesTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points.

    • Points do not expire and can be redeemed for travel, merchandise, charitable donations, gift cards and cash

     

    Great Features

    • Introductory 0.00% APRAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. balance transfer for 12 billing cycles

    • No balance transfer fee, cash advance, or foreign transaction feeAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.

    • Mobile and Email Fraud Notifications

    • Access card controls, manage accounts, request balance transfers, shop Rewards site, and more with our free mobile app

    • Shop safely and effortlessly with most major Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and Microsoft Wallet

    • Chip and PIN transaction authentication