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Online Banking

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    30,000 Bonus Rewards Points1

    3x points on travel and 2x points on dining1

    0.00% Intro APR on balance transfers for 12 months2

    Dynamic Rate

  • Apply
  • Flexible, premium rewards:

    • Earn 30,000 bonus Rewards PointsTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points. when you spend $3,000 in the first 3 months

    • Earn 3x points on travel, 2x points on dining, 1x points on all other purchasesTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points.

    • Points never expire

    • Redeem points for travel, merchandise, gift cards and cash

    • Introductory 0.00% APR for 12 billing cycles on balance transfers made in first 90 daysAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.

    • No balance transfer fee, cash advance, or foreign transaction feeAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.

     

  • Maximum security

    • Chip and PIN transaction authentication

    • Active account fraud monitoring

    • Zero liability protection on all fraudulent transactions

    • Mobile and email fraud notifications

    • Advanced mobile app card controls: manage accounts, balance transfers, activate card, replace card, and more

    • Shop safely and effortlessly with most major Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and Microsoft Pay


    Premium travel protection and other benefitsCoverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.

    • Zero Liability Protection

    • Concierge Service

    • Mastercard Global Service

    • Mastercard Airport Concierge™

    • MasterAssist Travel Assistance Services

    • Master RoadAssist® Roadside Service

    • Trip Cancellation and Trip Interruption

    • Worldwide Automatic Travel Accident & Baggage Delay

    • Mastercard ID Theft Protection™

    • Extended Warranty

    • Price Protection

    Learn more