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Online Banking

Odyssey Rewards World Elite Mastercard®

30,000 Bonus Rewards pointsTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus., earn 3 points for every dollar spent on travel, and moreFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories..

Odyssey Rewards World Elite Mastercard®

Odyssey Rewards Credit Card Image
  • Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. 
  • Annual Fee: First year free, then $75 thereafter
  • Premium rewards for travel and dining
  • It’s more than the plastic. Modern smartphone app for anytime anywhere access
  • Global Concierge services
  • Up to $100,000 credit limit

The premium rewards for premium travelers

Image of Women Shopping
  • Earn 30,000 bonus Rewards PointsTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. when you spend $3,000 in the first 90 days
  • Earn 3 points for every dollar spent on travel, 2x points on dining, 1x points on all other purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, gift cards and cash

The digital experience

Managed Cards Screenshot
It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet.

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and much more.

Premium travel protection and other benefits

Travelers at airport with suitcase

With your Rewards World Elite Mastercard® you’ll receive some outstanding benefits.Coverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.

  • Mastercard Airport Concierge™
  • MasterAssist Travel Assistance Services
  • Master RoadAssist® Roadside Service
  • Trip Cancellation and Trip Interruption
  • Worldwide Automatic Travel Accident & Baggage Delay