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First Tech Odyssey Rewards™ World Elite Mastercard®

30,000 Bonus Rewards pointsTo qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus., earn 3 points for every dollar spent on travel, and moreFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories..

First Tech Odyssey Rewards™ World Elite Mastercard®

First Tech Federal Credit Union Odyssey Rewards Credit Card
  • Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. 
  • Annual Fee: First year free, then $75 thereafter
  • Premium rewards for travel and dining
  • It’s more than the plastic. Modern smartphone app for anytime anywhere access
  • Global Concierge services
  • Up to $100,000 credit limit

You don’t have to go out to get rewards.

Woman Shopping using her First Tech Odyssey Rewards World Elite Mastercard
  • Boxed - an online, wholesale shopping destination where you can receive 5% Cash Rewards on eligible purchases.
  • ShopRunner - receive unlimited free two-day shipping and free return shipping on purchases at more than 140 online stores, including clothing, shoes, beauty, electronics, home, gifts and more.Coverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.
  • 2x Rewards Points – Earn 2 points for every dollar spent on dining, including takeout and delivery.First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.

The digital experience

First Tech Federal Credit Union Managed Cards App Screenshot
It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet.

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and much more.

Premium travel protection and other benefits

Travelers at airport with suitcase

With your Rewards World Elite Mastercard® you’ll receive some outstanding benefits.Coverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.

  • Mastercard Airport Concierge™
  • MasterAssist Travel Assistance Services
  • Master RoadAssist® Roadside Service
  • Trip Cancellation and Trip Interruption
  • Worldwide Automatic Travel Accident & Baggage Delay 

Your wallet has a new MVP

Odyssey Rewards Blazers Card

First Tech is proud to be the Official Credit Union of the Portland Trail Blazers.

We’re excited to offer a Portland Trail Blazers option for this card. You’ll receive everything that’s described above plus:

Get great deals on tickets
As a First Tech member, you’re eligible for discounted tickets to games, shows and performances at the Rose Quarter.

Score savings on gear
Take 10% off everything at Rip City Clothing Co. in the Moda Center, all season long, when you use your First Tech credit or debit card.

Already have a Credit Card with First Tech?
Current cardholders can replace their card with the Blazers Mastercard® design by visiting us at any of our locations, or by calling us at 855.855.8805.

Additional Information

First Tech Odyssey Rewards™ World Elite Mastercard® Card Agreement and Federal Truth-in-Lending Disclosure Statement

Cardholder Benefits

Request Credit Card Agreement 

DebtSafe® Loan Payment Protection: Our DebtSafe program offers the ability to cancel all or a portion of the loan balance in the event of Loss of Life, Disability, or Involuntary Unemployment. Learn more…