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Online Banking

Choice Rewards World Mastercard®

2 Reward Points on every day purchasesCertain terms, conditions and exclusions apply. See our Choice Rewards World Mastercard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. with low rates, no annual fee, a modern mobile experience and digital wallet.

Choice Rewards World Mastercard®

Choice Credit Card
  • Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.
  • No annual fee
  • Introductory 0.00% APR balance transfer for 12 billing cyclesBalance transfer introductory APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the 12 billing cycles, rate will be the standard purchase APR Dynamic Rate-18.00% based on creditworthiness and product type. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.
  • Earn double Rewards Points on everyday purchasesCertain terms, conditions and exclusions apply. See our Choice Rewards World Mastercard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.
  • Industry-leading Chip + PIN security

Your Choice rewards benefits 

Mom and daughter putting groceries in trunk
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 daysAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunicationsCertain terms, conditions and exclusions apply. See our Choice Rewards World Mastercard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expireAs long as account is open and in good standing.

The digital experience

Choice Credit Card Digital Experience
It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet. 

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay.

Global security

Women shopping and looking at phone

Local convenience, global security, and a connected digital experience.

  • Chip and PIN transaction authentication accepted worldwide.
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app.
  • Shop safely and effortlessly with MasterPass® or Apple Pay digital wallet programs.