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Platinum Secured Mastercard®

The secured card that gives you great rewards and helps build credit.

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Woman handing a First Tech Platinum Secured credit card to a cashier at a flower boutique.
Woman handing a First Tech Platinum Secured credit card to a cashier at a flower boutique.
Platinum Secured Apply Now

About the Platinum Secured Credit Card

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Features:

  • As low as 12.50% Annual Percentage Rate (APR)12.50 to 18.00%12.50 to 18.00%12.50% , not to exceed 18.00%APR = Annual Percentage Rate. Balance Transfer APR will be the same as your Purchase APR. The Purchase APR and Balance Transfer APR will vary with the Prime Rate. Cash Advance APR is 18.00%.
  • No annual fee, balance transfer, cash advance or foreign transaction feeVisit <a href="/rates" aria-label="">firsttechfed.com/rates</a>&nbsp;for a complete list of fees.
  • Refundable security deposit
  • Convenient and secured Mastercard®
  • Earn Rewards Points for every dollar you spend.A personal loan from a credit union offers unique flexibility. You have choices with personal loan rates, the ability to borrow up to $50k in a personal loan, payment options, and more.Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.
  • Contactless payments with your card or phone

Rewards:

Earn 1 rewards point for every dollar spent on your everyday purchases when you use your platinum secured Mastercard®. There’s no maximum and your points never expire.Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption. Use your personal credit card rewards points for:

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The unrivaled digital experience

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It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet.

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay®, Samsung Pay®, Samsung Wallet®, Google Pay® and much more.
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A secured credit card paired with global protection

Woman shopping

For your convenience and security:

  • Identity Theft Resolution Services assists you with credit bureau notification and credit card replacement while providing you with an ID Theft Affidavit should you become an identity theft victim
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with digital wallet programs
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