Go the extra mile with 1.00% offAny rate discount(s) are automatically reflected in the Annual Percentage Rate (APR) noted on approval disclosures. Only one promotional rate or discount may be applied per qualifying product or service. Offers cannot be combined unless explicitly stated. Promotions may be extended, modified, or replaced at our discretion. Prior promotional rates do not qualify for reapplication or combination with future offers.
Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.
Save 1.00% offAny rate discount(s) are automatically reflected in the Annual Percentage Rate (APR) noted on approval disclosures. Only one promotional rate or discount may be applied per qualifying product or service. Offers cannot be combined unless explicitly stated. Promotions may be extended, modified, or replaced at our discretion. Prior promotional rates do not qualify for reapplication or combination with future offers.
Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval. your approved auto loan rate with First Tech.
Credit union auto loans by state
Compare loan options.
New Car Loans
Used Car Loans
Rates as low as
Select state above to see rates
Select state above to see rates
Terms
Up to 84 months
Up to 84 months
Model years
Previous and future model year
2-10 model years
Mileage
Up to 150,000 miles
Up to 150,000 miles
First payment due
Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.
90 days
90 days
Optional additional services
Origination fees
$0
$0
Application fees
$0
$0
Refinance fees
$0
$0
Prepayment penalty fees
$0
$0
| Benefits | New Car Loans | Used Car Loans |
|---|---|---|
| Rates as low as | Select state above to see rates | Select state above to see rates |
| Terms | Up to 84 months | Up to 84 months |
| Model years | Previous and future model year | 2-10 model years |
| Mileage | Up to 150,000 miles | Up to 150,000 miles |
| First payment due Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same. | 90 days | 90 days |
| Optional additional services | Insurance | Insurance |
| Origination fees | $0 | $0 |
| Application fees | $0 | $0 |
| Refinance fees | $0 | $0 |
| Prepayment penalty fees | $0 | $0 |
| CTA |
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