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First Tech Routing #321180379

Carefree Savings

Pure and simple savings.

  • Reach your savings goalsMembership is required and subject to approval.
  • Enjoy flexibility to use your funds
  • Stay connected to your money anytime, anywhere

Earn up to 0.05% Annual Percentage Yield (APY)

Rate effective date: 07/15/2024

Two people smiling on a couch.

Carefree Savings

Earn dividends monthly.

This account fits those who:

  • Want a basic savings account
  • Want easy access to their money while earning dividends
  • Keep less than $5,000 in savings

Reap the benefits.

You'll benefit from:

  • Monthly dividends
  • No monthly account maintenance fees
  • No withdrawal or access fees
  • Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide

Manage your money when and where you want

  • Withdraw funds at any time
  • Access your account online from our Mobile App
  • Deposit checks with our free Mobile App
  • Enter a branch at nearly 6,000 CO-OP shared branch locations

Peace of mind

  • Balances are insured up to at least $250,000 by the NCUA
  • Secure online access
  • Automatic overdraft transfers for your First Tech checking account

Check out our related resources.

Rate Sheet and Fee Schedule

Membership and Account Agreement

Limitation and Termination of Service Policy