Carefree Savings
Pure and simple savings.
- Reach your savings goalsMembership is required and subject to approval.
- Enjoy flexibility to use your funds
- Stay connected to your money anytime, anywhere
Earn up to 0.01% Annual Percentage Yield (APY)
Rate effective date: 10/01/2024
Carefree Savings
Earn dividends monthly.
This account fits those who:
- Want a basic savings account
- Want easy access to their money while earning dividends
- Keep less than $5,000 in savings
Reap the benefits.
You'll benefit from:
- Monthly dividends
- No monthly account maintenance fees
- No withdrawal or access fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
Manage your money when and where you want
- Withdraw funds at any time
- Access your account online from our Mobile App
- Deposit checks with our free Mobile App
- Enter a branch at nearly 6,000 CO-OP shared branch locations
Peace of mind
- Balances are insured up to at least $250,000 by the NCUA
- Secure online access
- Automatic overdraft transfers for your First Tech checking account
Check out our related resources.
Rate Sheet and Fee Schedule
Membership and Account Agreement
Limitation and Termination of Service Policy