Personal Loans: Unsecured and Secured
An unsecured loan or line of credit allows you to borrow cash without using collateral.Explore Unsecured Options
Our secure loans allow you to borrow against collateral you already own. This includes certificates, funds available in your savings account or stock.Explore Secured Options
Step-by-step loan process
Step 1: Application
Explore the various loan and line of credit options available, including rates and terms. Apply for the loan that’s best for you online, by phone, or at your local First Tech branch. Most loans can be processed in 24 hours.
Step 2: Approval
First Tech will review your application including income, credit, and additional information (if needed) to ensure the loan will meet lending guidelines.
Step 3: Funds are disbursed
Once your application is approved and documents are signed, we’ll disburse funds.
Benefits of First Tech Personal Loans
QUICK AND EASY LOAN APPLICATION
- Apply online in a matter of minutes.
KEEP YOUR MONEY IN YOUR POCKET
- These loans don't have origination, application or annual fees.
PAY IT OFF AS SOON AS YOU WANT
- No prepayment penalties.
- Borrow as little as $500.
PROTECT WHAT YOU HAVE
- Use your Line of Credit for Overdraft Protection on your First Tech Checking Account.
ANYTIME, ANYWHERE ACCOUNT ACCESS
- Get secure online access and mobile access.