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Choice Rewards

Choice Rewards World MasterCard®

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  • A Great Account if You:
  • Want to earn double Rewards Points on every day purchasesCertain terms, conditions and exclusions apply. See our Choice Rewards World MasterCard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.

    Want expanded Rewards Points redemption options

    Appreciate a high value, low cost card with no annual fee

Benefit icon
  • Great Benefits:
  • Introductory 0.00% APRAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. balance transfer for 12 billing cycles

    No balance transfer feeAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.

    Earn 20,000 Rewards PointsAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. when you spend $3,000 in your first two months.

    The best of both worlds: double Rewards Points, great rates and no annual feeCertain terms, conditions and exclusions apply. See our Choice Rewards World MasterCard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.

    Dynamic Rate

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  • * Before applying please temporarily lift or permanently remove any security freezes you may have with the credit reporting bureaus.

    Cardholder Benefits

    Extended Warranty

    Price Protections

    Identity Theft Resolution Services

    And more

You'll Benefit From

Your choice of rewards options

  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunicationsCertain terms, conditions and exclusions apply. See our Choice Rewards World MasterCard Benefits Guide for further details. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Rewards Points for travel, merchandise, charitable donations, gift cards and cash
  • No points maximum and your points never expire

Convenience and security

  • Chip and PIN transaction authentication
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with MasterPass® or Apple Pay digital wallet programs