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First Tech Routing #321180379

Upgrade your account for even greater rewards

Open a First Tech Rewards Checking® and unlock even more rewardsLimit: You are limited to one (1) First Tech Rewards Checking® Account or one (1) Dividend Rewards Checking Account per primary account owner..
Man patting the head of a dog.
Man patting the head of a dog.

Ready to take action?

We make it simple to request an upgrade, just log in to online banking and complete a quick form. One of our Representatives will make the change for you within three business days, and we’ll send a confirmation email.

OR

If you have questions, our friendly representatives are ready to help you get even more out of your money. Schedule a virtual appointment and we can help get your new First Tech Rewards Checking® account set up fast. You may also schedule an in-branch appointment.

Think of it as a thank you for your membership and continued support. All you have to do to qualify for rewards is:

Enroll in electronic statements

Set up monthly direct deposit/ACH of $1,000 or more

Complete 20 debit or credit card transactions with a monthly minimum spend of $500

 

Why upgrade?

  • High yield account with Earn up to 4.00% Annual Percentage Yield (APY)4.00%  Annual Percentage Yield (APY)APY = Annual Percentage Yield. Rates effective as of August 1, 2024, and are subject to change at any time. Membership Savings has a 0.01% APY. First Tech Rewards Checking (FTRC) Qualified APY is 4.00% on the first $15,000 and 0.05% on remaining balance; FTRC Non-Qualified APY is 0.00% on all balances. First Tech Rewards Savings (FTRS) Qualified APY is 4.00% on the first $25,000 and 0.01% on remaining balance; FTRS Non-Qualified APY is 0.01% on all balances.  Terms and conditions apply. Fees could reduce earnings on the account.  up to $15,000
  • ATM fee rebates up to $15 per month
  • Additional 0.50% cash back on your First Tech credit card up to $15 per month
  • Get 0.25% cash back on minimum payments to a First Tech auto or personal loan up to $15 per month
  • Access to the First Tech Rewards Savings® account paying Earn up to 4.00% Annual Percentage Yield (APY)4.00%  APY up to $25,000
Woman holding a basket full of produce while picking vegetables and fruit.

  • No minimum balance requirements
  • No monthly maintenance fees
  • Surcharge-free access to 30,000 Co-Op ATMs and more than 5,000 Co-Op Shared Branches
  • NCUA insurance up to $250,000

Frequently asked questions.

If you’re enrolled in Digital Banking, you can request an upgrade in less than a minute using our online form. Or you can schedule a virtual appointment with us to ask any questions over the phone and a First Tech Representative can upgrade your account to a First Tech Rewards Checking®.

Our Representatives will upgrade your account within three days of submitting the online form. When you schedule a virtual appointment, our Representative can get your new account opened while you talk on the phone. You’ll be ready to qualify for rewards right away.

You won’t need a new debit card upon upgrade and your current card will continue to work as normal.

It’s as simple as qualifying for the higher rate on your First Tech Rewards Checking® account. A two-for-one sort of deal.

You won’t need to update or transfer your direct deposit because all account numbers remain the same.

The Dividend Rewards Checking account is no longer offered. We’re unable to open new Dividend Rewards Checking accounts or switch you back into an old Dividend Rewards Checking.