Instant access to cash when you need it.

A First Tech Personal Line of Credit is a no-fee, no-collateral loan that let's you take out money when you need to use if for those unexpected expenses.


As low as 9.00% APR

Couple talking in house

Personal line of credit.

A great loan for those who:

  • Want access to extra cash on demand to pay for emergencies like medical bills and home repairs
  • Need to borrow up to $25,000
  • Are ok with a fluctuating monthly payment
  • Only want a payment when you have a balance

What you'll get:

  • Variable-rate
  • Revolving line of credit

Reap the benefits.

Checkbox Quick and easy loan application

  • Online loan application
  • Digital document delivery
  • Fast loan decision

Checkbox Secure, anytime, anywhere account access

  • Free mobile app
  • Free online banking

Checkbox More cash in your pocket

  • Free overdraft transfers, interest may apply
  • No pre-payment penalty
  • No application or origination fee
  • No annual fee