Choice Rewards World Mastercard®
Make everyday purchases rewarding
With First Tech Choice Rewards World Mastercard® you can enjoy flexible rewards, low rates and personalized perks that suit your lifestyle.
- 2x reward points on everyday purchases, like gas, groceries and moreFirst Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed.
- Earn one reward point on all other purchases
- Cash-back rewards
- Earn unlimited rewards points that never expireAs long as account is open and in good standing.
- Enjoy partner discounts from Doordash®, Hello Fresh®, Lyft® and more
- No annual fee*
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Protect your purchases from damage and theft for 90 days with Mastercard Purchase AssuranceSee the Mastercard Guide to Benefits for World Mastercard Credit Holders for full terms and conditions.. -
Worldwide, 24-hour assistance with lost or stolen card reporting, emergency card replacement and cash advance -
Mastercard ID Theft Protection™ – theft resolution services should you believe you’ve been a victim of identity theft
What our members are saying
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Frequently Asked Questions
We offer several rewards packages through our credit cards in an effort to provide you with the flexibility to choose how you want to reward yourself. Choose from travel, merchandise, cash and more.
Browse our Credit Card product pages to review and compare rewards programs.
Merchants who accept Visa/MasterCard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. First Tech groups similar merchant codes into categories for purposes of making rewards offers to you. Please note that First Tech makes every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category.
To access the new Rewards Program, log into Online Banking or the Mobile App* and look for the Manage Cards Widget in the menu on the left. You will see images of your cards. Click on the image of your card for more details, and then click on the Rewards tab at the top. Once you’re in the rewards site, you’ll see instructions for redeeming your points. If you need further assistance, please contact us at 855.855.8805 or visit a location near you.
Business Rewards Members: Business Rewards cannot be accessed from within Online or Mobile Banking. To access Business rewards points, go to https://bizrewards.firsttechfed.com. You will need to register your Business Rewards card before logging in the first time.
* iOS devices must access the rewards site from Online Banking (desktop, not the mobile app) due to Apple security settings.
With First Tech's Manage Cards tools transferring your balances and saving money every month is easier than ever. Just log in to Online Banking or the Mobile App and go to Manage Cards. Select the card you would like to transfer the balance to and follow the prompts.
