A checking account that works for you.

  • No account analysis fees
  • Access to your account anytime, anywhere
  • Peace of mind from strong security

Simple Business Checking

Take care of business.

This account fits those who:

  • Own a small business
  • Have low cash handling needs
  • Keep a daily balance of at least $1,000

Reap the benefits.

Checkbox You'll benefit from:

  • No monthly fee if your balance is $1,000 or more. If it falls below $1,000 the fee is just $6 per month.

Checkbox Manage your money when and where you want

  • Access your account online
  • Free online BillPay
  • Free e-Deposit

Checkbox Peace of mind

  • Real-time fraud monitoring
  • Secure online access
  • Chip-and-PIN enabled debit card

Checkbox Cardholder benefitsCertain terms, conditions and exclusions apply. See our Business Debit MasterCard Benefits Guide for further details.:

  • Extended warranty
  • Price protection
  • Identity theft resolution services
  • And more (see Business Debit Mastercard tab)

Business Debit Mastercard

Rewards points

  • Earn 1 rewards point for every 2 dollars spentFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance..
  • No points maximum and your points never expire.
  • Redeem your rewards for travel, merchandise, events, and gift cards. You can redeem your rewards here.


Mastercard benefits

  • Microsoft 365 discount - an integrated productivity solution that brings together best-in-class Office apps.Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits.
  • Intuit QuickBooks® Online and Intuit TurboTax® Discount™ TurboTax, the #1 best-selling tax preparation software, coaches consumers and small businesses step-by-step through their federal and state taxes, no previous tax knowledge needed. TurboTax guarantees 100% accurate calculations and your maximum tax refund, so you can be confident your taxes are done right. Mastercard cardholders can save up to $20 on TurboTax federal products.Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits.
  • Salesforce Essentials discount™ - Salesforce Essentials is regularly priced at $25/month. Exclusive to Mastercard® Small Business customers, customer can manage sales and support in a single app for just $9.99/user/month for up to 10 users.Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits.
  • Mastercard Receipt Management - a mobile Receipt Management application for all Small Business Credit, Debit and Prepaid cardholders in the United States at no additional charge. Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits.
  • Mastercard ID Theft Protection™ - theft resolution services, should you believe you are a victim of identity theft.Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits.

Certain restrictions apply. For details, refer to the Guide to Benefits brochure that accompanies your card. Mastercard, Benefits Overview Call 1.800.MASTERCARD (1.800.627.8372) for more information or for assistance with these benefits.

Check out our related resources.

Rate Sheet and Fee Schedule

Membership and Account Agreement

Limitation and Termination of Service Policy