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First Tech Routing #321180379

Business Accounts

A business account that works for you.Membership is required and subject to approval for every person or entity with ownership in the business regardless of being a signer on the account.

Business Dividend Checking

Earn up to 0.00% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=28eddbac-8b50-4421-98ad-500a1784765a"> <span class="rate-prefix">Earn up to</span> <span class="rate-link">0.00%</span> <span class="rate-type">Annual Percentage Yield (APY)</span> </span></span>. Rates may change after accounts are opened.&nbsp; $100 minimum opening deposit.

The checking account that pays and is fit for your small business needs.
Call 855.855.8805 Learn More

Business Membership Savings

Earn up to 0.01% Annual Percentage Yield (APY) Rate effective date: <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=08cec4a6-db4b-4eb7-9e82-b56caea3e557"> 05/01/2025</span></span>. Rate may change after the account is opened. $5 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account.

Benefit from credit union membership.
Call 855.855.8805 Learn More

Business Certificates

6-month Business Certificate

Earn up to 3.35% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=b9037312-e792-47ef-bd50-4396e37b7637"> 05/01/2025</span></span>. 6 month term required to obtain the advertised APY. $500 minimum balance required. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.&nbsp;

Call 855.855.8805

13-month Bump Up Business Certificate

Earn up to 3.25% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=b9037312-e792-47ef-bd50-4396e37b7637"> 05/01/2025</span></span>. 13 month term required to obtain the advertised APY. $500 minimum balance required. You have the option once per term to make 1 additional deposit. The maximum amount of the additional deposit is up to the original amount of the share certificate at the start of the term. You have the option once to exchange the dividend rate for a new dividend rate that is currently offered on the same term share certificate. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.&nbsp;

Call 855.855.8805

24-month Business Certificate

Earn up to 1.60% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=b9037312-e792-47ef-bd50-4396e37b7637"> 05/01/2025</span></span>. 24 month term required to obtain the advertised APY. $500 minimum balance required. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.&nbsp;

Call 855.855.8805

36-month Business Certificate

Earn up to 1.55% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=b9037312-e792-47ef-bd50-4396e37b7637"> 05/01/2025</span></span>. 36 month term required to obtain the advertised APY. $500 minimum balance required. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.&nbsp;

Call 855.855.8805

60-month Business Certificate

Earn up to 3.00% Annual Percentage Yield (APY) Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=b9037312-e792-47ef-bd50-4396e37b7637"> 05/01/2025</span></span>. 60 month term required to obtain the advertised APY. $500 minimum balance required. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account.&nbsp;

Call 855.855.8805

Pick the best account for your business.

Business Dividend Checking
Business Membership Savings
Earns tiered dividend rates
Yes
-
Monthly account fee

$0 if your daily balance is $5,000 or more. If the balance falls below $5,000, the fee is just $15 per month.

$0
Free chip-and-PIN enabled debit card
Yes
Free Online Banking
Yes
Yes
Free Mobile Banking with e-Deposits
Yes
Yes
Call 855.855.8805 Learn More
Call 855.855.8805 Learn More
Benefits Business Dividend Checking Business Membership Savings
Earns tiered dividend rates Yes -
Monthly account fee

$0 if your daily balance is $5,000 or more. If the balance falls below $5,000, the fee is just $15 per month.

 $0
Free chip-and-PIN enabled debit card Yes
Free Online Banking Yes Yes
Free Mobile Banking with e-Deposits Yes Yes
CTA CTA
Call 855.855.8805 Learn More
CTA
Call 855.855.8805 Learn More
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Reap the benefits.

E-Deposit

  • One less errand for you to check off your list. Scan or snap a picture and deposit checks into your account.

Chip-and-PIN enabled checking debit card

  • Shop with your card feeling confident you're protected with strong security.

Alerts

  • We'll let you know when checks clear, a transaction is complete and more. Set up your preferences and stay in the know.

E-Statements

  • Receive your monthly statement securely and conveniently online.

Mobile Banking

  • Download our free Mobile Banking App and you'll have a branch at your finger tips.

Security

  • Enjoy peace of mind knowing that deposits are insured to $250,000 by the NCUA.

Access

  • Funds are completely liquid; Withdraw anytime.

Access your accounts anytime, anywhere.

Log in online or download our Mobile App. It's your money, we'll keep you connected.

Complete transactions

  • Transfer funds between First Tech accounts
  • Deposit checks with e-Deposit
  • Pay your First Tech loan on the go
  • Check account balances

Find First Tech branches

  • Search for a nearby branch
  • Look up hours and directions

Locate a surcharge-free ATM

  • Locate a CO-OP network ATM near you. There are over 30,000 surcharge free ATMs across the U.S.
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