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First Tech Routing #321180379

Support for tech employees facing job uncertainty  

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Unexpected job loss can be devastating, but there are actions you can take to protect your finances. We were founded upon the philosophy of people helping people, and we have been helping tech employees navigate their financial futures for over 70 years, including preparing for times of job uncertainty.

In the case of a job loss, you may have received a severance package, final paycheck, or a payout of any accrued paid time off. You may also have questions about your 401(k) plan and other investment vehicles, or you may be wondering about unemployment benefits. If you planned ahead, you could have an emergency savings account to utilize—and if not, you can make an emergency savings account a priority when better times prevail.

Maybe you feel like you could be better prepared for a potential job loss. Perhaps you’ve already lost your job and are looking for answers to financial questions. First Tech has resources to help you manage your financial future confidently, so you can stay on your feet and moving ahead with your financial goals while your next career move awaits.

Financial tools and resources

We’ve collected our most helpful articles and videos related to job transitions and put them in a single place for you to browse and view on your own time. Check out our job transition page. We also have a number of financial calculators to help you make the most of your budget when your income is reduced, and plan ahead for your savings and retirement goals.

No-cost consultations

Meet one-on-one over the phone with a First Tech representative to assist with your general financial needs in a financial wellness check-in. Or meet with a Financial Advisor at Addison Avenue Investment Services to provide retirement and investment guidance. Either way, we can help you make a plan for your short and long-term future.

Emergency Loans

First Tech offers an Emergency Loan for members in special situations. Current rate and terms are below. Applicant must be a current member of First Tech to be eligible. To apply for an Emergency Loan, log in to Online Banking and find the Apply feature. Open the Personal Loan section and you’ll see a button for the Emergency Loan.

Emergency Loan Overview:

 Annual Percentage RateAnnual Percentage Rate. Membership is required and subject to approval. All loan applications are subject to credit and collateral approval.  Loan ammount (min/max)  Loan Term 
 7.75% APR  $500/$10,000 6 to 36 months 

Loan payment assistance request

We understand the loss of a job may be a financial hardship. For members who have lost a job and are receiving unemployment benefits, we may be able to provide assistance. Please see the FAQs below for important information about loan payment assistance. If you’re interested in payment assistance on your First Tech consumer loan, please complete the form below. All consumer loan requests will be processed assuming you meet qualifications of the program.

Requests for mortgage forbearance will require a conversation with a First Tech representative on the Loan Workouts team. Please call 855.855.8805, extension 4662 to discuss your situation.

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Financial Advisors offer securities through Raymond James Financial Services, Inc, Member FINRA/SIPC and securities are not insured by credit union insurance, the NCUA or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. First Technology Federal Credit Union and Addison Avenue Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

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