- Emergency Loans
- Emergency Assistance Program
- First Tech/SBA Payment Protection Program
- Financial Fundamentals
- Taking Care of the People That Take Care of You
- Support for the Community
First Tech also offers Emergency Loans for members in special situations such as a natural disaster or a regional emergency. Current rate and terms are below. Applicant must be a current member of First Tech to be eligible. To apply for an Emergency Loan, log in to Online Banking and on the left side navigation you’ll see More. Click that then go to Apply. Open the Personal Loan section and you’ll see a button for the Emergency Loan. Emergency Loan Overview
|Annual Percentage RateAPR = Annual Percentage Rate. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Interest rate and program terms are subject to change. Additional restrictions may apply.||Loan Amount (min/max)||Loan Term|
|3.25% APR||$500/$10,000||6 to 36 months|
Emergency Assistance Program
First Tech offers a special program to aid members that are experiencing financial hardship. We want you to know you’re supported, no matter what life throws your way. Please see the FAQs below for important information about loan payment assistance. If you’re interested in payment assistance on your First Tech loan, please complete the corresponding form. Requests for mortgage forbearance will require a conversation with a First Tech representative, all consumer loan requests will be processed assuming you meet qualifications of the program.
Consumer loan payment assistance FAQs (Non-mortgage)
|Regular monthly payment||Reduced monthly payment|
|$200 or less||$40|
|$201 - 300||$90|
|$301 - 400||$140|
|$401 - 500||$190|
|$501 - 600||$240|
|$601 or more||$290|
Mortgage loan forbearance FAQs
We’re here to help you think about today and the current environment, but also help strengthen your financial standing for the future. If you’re looking to learn some good money habits—or need help with money management—view our videos on the Financial Fundamentals webpage.
Taking care of the people that take care of you
COVID-19 is changing the way we live and work and we do not want this virus to affect the financial well-being of our employees. We’ve implemented a number of pay programs for our employees serving you in our branches or at our corporate locations during this unprecedented situation.
Additionally, we’re limiting the number of members allowed at one time into our locations and adhering to all CDC social distancing guidelines. Rest assured, all employees will continue to support our members, either behind the scenes or from another branch location.
Support for the community
Our community partners are experiencing increased demand for their services at a time when some of their funders and volunteers are unable to support in these unusual circumstances. To ensure their continued commitment to our communities we’re providing the following support:
We are immediately contributing $50,000 to our hunger partners in Washington, Oregon and California to help feed families and individuals in need. We are in contact with our partners across our footprint and are continuing our grant making programs, and working with communities to identify critical needs. If you are an existing First Tech partner and have a question about support, please reach out to your Community team contact.
We’ve empowered our employees to give back even more during these times. Employees are able to use their 16 paid volunteer hours to support neighbors in need, observing public health guidelines and safety measures, grocery shopping for seniors and reading with children home from school using teleconferencing solutions. We’re also increasing our matching gifts and have activated a 2:1 match for employee giving, up to $1,000 per employee, to food banks, shelters, hospitals, and other critical service nonprofits.