Documents & Forms

Important Program Disclosures

Before proceeding, please review the following information:

1. State Availability
Programs are available only in select states. Contact your Account Executive for current eligibility and state-specific restrictions.

2. Performance and Service Levels
Our goal is to provide an efficient process and timely resolutions. Actual turn times, service levels, and documentation requirements may vary by file, borrower profile, program parameters, and investor requirements.

3. Broker Compensation (RESPA §8)
Broker compensation is paid solely for services actually performed, in accordance with RESPA §8 and 12 CFR §1024.14. Compensation is not conditioned on referrals, referral volume, or any agreement to provide settlement service business.

4. Pricing and Qualification
Pricing, program availability, underwriting guidelines, and qualification criteria are subject to investor overlays, credit requirements, and applicable state restrictions. Additional pricing benefits may be available for certain structures or credit tiers; eligibility varies and is not guaranteed.

5. Consent for Communications (TCPA/CAN-SPAM)
By submitting information or proceeding on this site, you consent to be contacted by First Tech Federal Credit Union via phone, email, or text regarding broker partnership opportunities. Message and data rates may apply. You may opt out at any time.