✔Check your credit report:
Get in a habit of regularly checking your credit report and monitoring for any unusual changes. Start by checking on your credit once per agency, per year or three times total. This can be done for free at annualcreditreport.com. If you are planning to make a large purchase, or are going through other major life changes, you may want to check more frequently. Catching mistakes or fraudulent activity on your credit score early will help you ensure that small issues don’t snowball into larger ones.
✔Scan your systems:
Be proactive about updating your systems with anti-virus protection, and scan those systems for viruses and malware.
✔Note unusual password activity:
If you have trouble logging into a system you use frequently—or you are asked to change or update your password unexpectedly—your account may have been compromised. Keep an eye on password reset requests, and make sure nobody else is altering sensitive passwords on your behalf.
✔Get extra help:
Using an identity and credit theft monitoring service provides an extra level of security. First Tech partners with CyberScout® to offer a variety of comprehensive identity and credit monitoring products.
Regularly monitor your account activity and financial statements for anything out of the ordinary. Pulling records and checking transactions on a monthly basis will help you stay on top of your finances and identify potential scams.
Attachments and links in emails should be carefully considered, particularly if they are unexpected or are from untrusted sources. Email attachments are a common vehicle for scammers, and the malware that lurks within can swipe information from your phone or computer.
Real Time Fraud Text Alerts
First Tech offers real time fraud text alerts. With text alerts, you can help prevent fraudulent transactions from occurring on your First Tech credit card(s). The service is free and enrollment is easy.
How it works:
• A text message will be sent to your mobile device if there is a suspicious transaction identified on your First Tech credit card account(s).
• Simply reply to confirm whether or not you recognize the transaction(s). If you reply that you do not recognize the transaction(s), we will block usage of your credit card(s) until we hear from you. If you reply that you recognize the transaction(s), your card will remain available for use.
Sign up for credit card fraud text alerts now