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Online Banking

20,000 Bonus Rewards PointsTo qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.

Open a Choice Rewards World Mastercard®, spend $3,000 in the first 2 months, and you’ll receive 20,000 Bonus Rewards PointsTo qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points.. It’s that easy. You can redeem your bonus points for:

  • $160 cash or statement credit
  • Gift cards from a variety of retailers, including Amazon, Home Depot, and Best Buy
  • Hotels, car rentals, cruises and trips on major airlines

…and much more! Just log into Online Banking or the First Tech Mobile App to check your points balance and shop for rewards.

 

Double Rewards on everyday spending

The Choice Rewards World Mastercard offers 2x Rewards PointsTo qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers' checks, insurance charges or unauthorized charges are not eligible for Rewards Points. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. for every $1 spent on:

  • Groceries
  • Gas
  • Electronics
  • Medical
  • Household goods
  • Phone and internet

…and 1 Reward Point per $1 spent on everything else!

 

0.00% APRBalance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR between 12.24%–18.00%. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. on balance transfers

Enjoy a 0.00% introductory APR on balance transfers for 12 business cyclesBalance transfer APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR between 12.24%–18.00%. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. from the date of each transfer, 12.24%–18.00% APRAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. As of May 1, 2019, the APR range is 12.24%-18.00%. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Credit Union membership is required and subject to approval. thereafter.

With low rates, no annual fee, no foreign transaction fee, and no balance transfer fee, this may be the simplest, most rewarding card you’ve ever owned.

 

 

Apply Now

 

Check Rates | Terms & Conditions (PDF)