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Routing #321180379

Mortgage Loan Officer

Meet Terri.

A little insight into Terri Hart.

I have been in the mortgage industry for 13 years as a Senior Mortgage Loan Officer, which has given me the knowledge and experience needed to guide my members through the mortgage loan process. Prior to my Mortgage career, I was self-employed which gives me a unique perspective on the required discipline and tenacity needed to be a successful member advocate. With every interaction, I take the time to truly listen to my members’ needs, build strong and lasting relationships, and provide solutions that simplify and improve my members’ finance lives.

My biggest passion in life is children – being an active supporter and volunteer for CASA in the Boise area, I am able to be a liaison and voice of innocent children of our future. In pursuing my passion, I have raised five amazing kids with the help of my incredible husband and now blessed with grandchildren.

We're here to help you.

Get Pre-Qualified

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a Home

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home Equity

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.