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Routing #321180379
Mortgage Loan Officer

Meet Richard.

A little insight into
Richard Mukhtar.

I began my career in financial advising, but quickly realized that I also had a knack for helping people lower their mortgage interest rates. The move to become a mortgage loan officer with First Tech came naturally to me.

I find it most rewarding when I can help members achieve their financial goals. That includes helping them plan ahead to have their home paid in full by the time they retire.

I have over 20 years of financial experience along with a Bachelor of Science in Finance from San Jose State University. When I’m not working I enjoy travelling, gardening, and exploring the great outdoors. I also pay close attention to tech companies on the stock market, and cheer for the San Francisco 49ers every football season.

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.