Meet Melissa.

Melissa Clay has been in the mortgage business for over 22 years, and knows that every home buying experience is unique. Melissa’s experience in the mortgage industry runs deep, and she has expertise in every part of the home buying process including setup, underwriting, closing, funding, shipping and originating. She has seen it all in the mortgage industry, and helping members remains the most rewarding part of her job.



Whether it’s helping you get into a first home, dream home or retirement home—or helping you refinance to fund home projects, education or investments--Melissa values getting to know our members throughout the process and making their life easier. 



Melissa was born and raised in Alaska, and spent over 30 years there. Her time in Alaska helped her fall in love with the outdoors. She is a huge animal lover, and once had 6 dogs, 2 goats and 70 chickens to keep her company. These days she has just two dogs, a Chihuahua and a Pit Bull. 



Melissa is free to meet with you and discuss all of your mortgage options at your convenience.