Meet Joseph.

A little insight into Joseph Cutrer.

I have always had an interest in analyzing numbers and solving complex problems, so once I discovered the role of a mortgage loan officer—I never looked back. Helping guide people through the complex system of home ownership is one of the most rewarding parts of my job. Whether a member is a first-time buyer, looking to build a home, or refinancing their current home, I’m here to match them with their best fit.

It takes a whole team to achieve the dream of home ownership, and as a former ironworker and project engineer, I know what a team of like-minded individuals can accomplish with a shared vision. That’s why I was so excited to join the Mortgage team at First Tech over two years ago.

When I’m not at work, I enjoy spending time with my wife—who is also my best friend--and our beautiful daughter. Together we travel to new places, explore the outdoors and cook meals. I’d love to help you find the best home fit for you, so give me a call or come see me today.

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.