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First Tech Routing #321180379
Mortgage Loan Officer

Meet Jan.

A little insight into
Jan Regala-Freeman.

Becoming a homeowner is truly a remarkable journey worth celebrating.

As a mortgage professional, I have served the Bay Area, San Mateo, Santa Clara, and Alameda County for 10 years. I understand the importance of building relationships with families who are navigating the journey of homeownership.

My greatest career achievement is knowing I was a part of making a difference in the lives of families and communities that I serve; it is truly an integral part of my daily work. I have built a network of true real estate professionals over the years who provide guidance and can serve those who need assistance with anything mortgage related.

Whether you are looking for your first home, purchasing an investment property or second home, have the need to expand and renovate your current property, or plan your next real estate move, my goal is to help you navigate through the process and match you with the right loan products. I am here to guide you throughout the process and help you choose the best loan option(s) that fits your budget.

I have been truly blessed to live in the Bay Area along with my husband, my two daughters, and our Yorkie. Together, we enjoy traveling, taking long walks, and visiting local farmer’s markets while sipping our favorite coffee.

My areas of expertise include:

  • Jumbo Loans
  • Conventional Loans
  • Corporate Relocation
  • Land/Lot Loans
  • RSU/Equity Loans
  • Non-Permanent Resident Loans
  • Bridge Loans
  • Renovation Loans
  • 100% Financing
  • Combo Loans
  • First Time Homebuyers
  • Investment Properties

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.