Skip to main content
Find a Location |

Routing #321180379

Mortgage Loan Officer

Meet James.

A little insight into James Gear.

Jim has been in the mortgage finance business for over 30 years, and has been involved in originating loans for the past ten years with a credit union based in Southern California. His background includes a range of work for major companies in related fields, such as mortgage insurance and the capital markets with a mortgage banking firm, as well as work on Wall Street.

He is committed to showing a sense of urgency on each and every loan, in order to provide the best possible service for every First Tech member he assists. Whether they are purchasing their very first home or refinancing to take advantage of today’s great low interest rates, Jim can help turn First Tech members’ mortgage dreams into reality.

Jim holds two degrees from Purdue University--a Bachelor of Arts and a Master of Science--and is an avid fan of his Boilermakers in sports. His favorites include fellow alums Drew Brees of the New Orleans Saints, and the late basketball coach John Wooden, who is credited with saying “It’s what you learn after you know it all that counts.”

He currently resides in the Hollywood Riviera Section of Redondo Beach in the Greater Los Angeles Area, with his wife Deborah and their rescue dog Teddy. When he’s not at work, Jim enjoys sponsoring house concerts featuring local musicians, and assisting his wife with her local charitable work.

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.

Refinance

Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.

Mortgage
Resource

First-Time
Home Buyers

We’ve helped thousands of members buy their first home.

Mortgage
Resource

Mortgage 
Calculators

Calculate your mortgage options.

Mortgage 
Resource

Home Loan
Options

View more information on the home loan options available.