First Tech is committed to your health and safety.  Learn more >>

Online Banking

Jumbo Adjustable Rate Mortgage

Because one type of loan does not fit all

Your circumstances and needs vary, and that's why we offer a large variety of loan products to help. Jumbo Adjustable Rate Mortgages or (ARMs) are one such product. A jumbo home loan exceeds the current conforming loan limit. In some areas of the country, it's often necessary to apply for a jumbo loan in order to finance a home.

Our Jumbo ARM loans provide an initial fixed rate from five to ten years (depending on which loan you choose) before the rate adjusts at all.

ARMs are ideal for those who only plan on living in their home for a shorter period of time. Because ARMs are subject to rate adjustments later on, the initial interest rate is typically set lower than on a standard fixed rate loan. This can benefit you with a lower payment that reduces your monthly housing costs. To find out if an ARM is right for you, talk with one of our Home Loan Consultants.

Icon - Information List
  • Great Features:
  • Enjoy a fixed interest rate for 5, 7 or 10 years. You choose.

    Rate adjusts annually thereafter

    Easy online application process

  • Great Benefits
  • For a jumbo loan, enjoy a fixed rate before rate adjusts

  • Apply

You'll Benefit From:

Quick and easy loan approval

Family of three using First Tech Federal Credit Union Mobile app on a tablet.

More money in your pocket

No pre-payment penalty

Secure account access - anytime, anywhere

Free mobile app

Free Online Banking

Read the Articles

First Time Home Buyers

We've helped thousands of members buy their first home

Read More
Preparing to Borrow

Things to know before filling out an application

Read More
Save for a Down Payment

Here are some ways to save for the down payment

Read More
Additional Information