First Time Homebuyers
There’s a first time for everything, including buying a home of your own. And First Tech is here to help you get started. We’ve made it easy to navigate the process so you can fast-forward to the fun stuff -- like which color to paint your kitchen, and which landscaping projects come first.
Expert guidance from start to close
From application to closing, Mortgage Loan Officers will guide you through every step of the lending process. There's no question too big or too small; too complicated or too easy. We're happy to explain your options and help you get the best deal.
Smart options for first-time buyers
We offer a variety of lending options for first time homebuyers. The key is finding one that works for your situation. We listen to you, understand what you want and help you buy a home you both love and can afford. We offer:
- Low down payment options – Get Started
- Adjustable rate mortgages with low initial payments – Get Started
- Fixed-rate mortgages with a variety of terms – Get Started
Applying is simple
Apply online, by phone or in your branch. We'll get you an answer fast.
Take the first step to your home dreams by seeing how much you can borrow and getting pre-qualified. Pre-qualification can give you a leg up in a competitive market, and can ease your mind when taking on the task of financing a home.
A mortgage pre-approval is helpful in establishing the amount of money you are qualified to borrow from your lender. A Pre-Approval is the lenders commitment to lend to you based on your unique scenario. Not only will you know your budget, you’ll be a step ahead when it comes to securing your loan. Many sellers prefer offers that have been pre-approved, since it provides a level of assurance that you are able to borrow a certain amount and can pay accordingly. Pre-approval isn’t required, but it’s an advantage. If you’ve already found your dream home you’re just a click away from getting started.
We've helped thousands of members buy their first home, and we can help you too!
Still have questions?
Schedule a free consultation online, or contact a First Tech Federal Credit Union Mortgage Loan Officer today by emailing firstname.lastname@example.org or calling 855.855.8805 ext. 4531 to get started.