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New Auto Loans

As low as APR

New Auto Loans are for cars within 0-2 model years with financing up to 84 months.

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Used Auto Loans

As low as APR

Used Auto Loans are for cars within 3-10 model years with financing up to 84 months.

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Refinance Auto Loan

As low as APR

Refinance you auto loan to potentially lower your monthly payment.

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Choose Your Auto Loan

 

Rates

Terms

Model Years

Mileage

First Payment Due

Additional Services

Origination Fees

Application Fees

Refinance fees

Prepayment penalty fees

Auto Loan Calculators

 

How Much Will My Vehicle Payments Be?

What Vehicle Can I Afford?

Step-by-step guide to auto financing

 
Guide to auto financing Guide to auto financing Guide to auto financing

First Tech offers you more than just an Auto Loan

 
Gap Insurance

Auto Insurance

You have your car loan with First Tech; why not let us help you with insurance?

Extended Vehicle Warranty

Extended Vehicle Warranty

Enjoy protection from major mechanical expenses with comprehensive coverage for all makes and models.

Debt Save

Debt Safe

Our Debt Safe program offers the ability to cancel all or a portion of the loan balance in the event of Loss of Life, Disability, or Involuntary Unemployment.

First Tech can help you with purchasing a new car or refinancing one
you already own.

Purchase

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A First Tech auto loan offers a low fixed-rate, fixed-term loan for vehicles up to ten model years old. Beyond competitive rates and up to 84 month financing, your first payment won’t be due for 90 days.

Looking to refinance your current auto loan? At First Tech you get a low fixed-rate, fixed-term loan for vehicles up to ten model years old and your first payment won't be due for 90 days.

Refinance

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Auto Buying Services

 

Private party auto buying


If you're looking to buy a used car from a private party we can help. We've partnered with Shift to bring a personalized car buying experience right to your front door.


Browse their selection of pre-inspected cars at shift.com. When you find the vehicle you're interested in, they'll deliver the test drive to you. Happy with the car? Apply for the auto loan right on the spot.


What Autoland can do for you


Let us do the shopping for you. We partner with Autoland to give you an auto buying concierge. Autoland does all the legwork – just tell them what car you’re looking for, and they’ll take it from there. Through an expansive auto network, they have access and buying power to find virtually any make and model at a great value.

What AutoSmart can do for you


Finding a car has never been easier with AutoSmart. Browse thousands of vehicles located at our partner dealerships from your computer. Once you find the right car for you, apply for your First Tech Auto Loan online.


Get financing right at the dealership

We partner with dealerships across the country to make the auto buying experience effortless. With over 1,000 CUDL dealerships, you can apply for your First Tech Auto Loan on-site for simple, "one-stop" vehicle shopping.

Auto buying

*Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.