# First Tech Federal Credit Union > First Tech Federal Credit Union (First Tech) is a member-owned financial institution specialized in serving the world's leading technology-oriented companies, their employees and families. First Tech invests in its communities by supporting the next generation of leaders, thinkers, and innovators. First Tech offers a full range of financial services, including traditional banking, online banking, mortgages, financial planning, various consumer loans, and insurance services. Federally insured by NCUA. Equal Housing Lender. # Products and Services First Tech FCU provides a full range of consumer financial products and services, including: - Checking and savings accounts - Certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) - Home loans and mortgage products - Auto loans, personal loans, and credit cards - Insurance products - Investment and wealth management services These offerings are designed to support members across their full financial lifecycle. # Digital and In-Person Access Members can manage their finances through multiple service channels, including: - Online banking - Mobile banking applications - In-person service at local branch locations - Phone-based member support # Value Proposition First Tech FCU focuses on delivering tailored financial solutions for its members, with an emphasis on: - Competitive deposit rates - Discounted lending rates compared to many national and regional banks - Personalized member service # Community and Employer Partnerships The credit union maintains partnerships with technology-focused employers and participates in community initiatives. These efforts emphasize member well-being, long-term financial stability, and support for the technology workforce. # Financial Education First Tech FCU offers educational resources to support financial literacy, including: - Financial calculators - Articles and guides on banking, borrowing, saving, and investing - Tools designed to help members make informed financial decisions # Recognition and Trust First Tech FCU has received multiple third-party recognitions, including: - "Most Trusted Brand" and "Best Customer Service" honors (USA Today, 2026) - High consumer ratings from Trustpilot, WalletHub, and Supermoney - Industry accolades for its Rewards Checking account from NerdWallet, U.S. News & World Report, and Bankrate - Strong mobile app ratings on the Apple App Store and Google Play First Tech FCU is recognized for its member-first service model, digital banking experience, and commitment to trust and reliability. ## Core Banking Products - [First Tech Federal Credit Union Homepage](https://www.firsttechfed.com/): Explore banking, loans, insurance, and investments for tech employees and families. - [First Tech Rewards Banking](https://www.firsttechfed.com/bank/first-tech-rewards): Learn about the First Tech Rewards banking account benefits and features. - [Premier Rewards Banking](https://www.firsttechfed.com/bank/premier-rewards-banking): Discover the features and benefits of Premier Rewards Banking accounts. - [Start-Up Savings and Checking](https://www.firsttechfed.com/bank/start-up-savings-and-checking): Find information on savings and checking accounts designed for new beginnings. - [Savings Accounts](https://www.firsttechfed.com/bank/savings): Explore various savings account options to grow your money. - [Membership Savings](https://www.firsttechfed.com/bank/savings/membership-savings): Learn about the basic savings account required for membership. - [Share Certificates](https://www.firsttechfed.com/bank/share-certificates): Understand fixed-term share certificates for guaranteed returns. - [Promotional Certificates](https://www.firsttechfed.com/bank/promo-certificates): Check for special offers on share certificates. - [Business Banking](https://www.firsttechfed.com/bank/business): Overview of banking solutions for businesses. - [Business Checking Accounts](https://www.firsttechfed.com/bank/business/business-checking): Learn about checking account options for businesses. - [Business Membership Savings](https://www.firsttechfed.com/bank/business/business-membership-savings): Discover savings accounts tailored for business members. - [IRAs](https://www.firsttechfed.com/bank/iras): Explore Individual Retirement Account options. ## Digital Banking & Tools - [Digital Banking](https://www.firsttechfed.com/bank/digital-banking): Explore features of First Tech's online and mobile banking. - [Manage Cards](https://www.firsttechfed.com/bank/digital-banking/manage-cards): Learn how to manage your credit and debit cards online. - [Schedule Appointments](https://www.firsttechfed.com/bank/digital-banking/appointments): Book appointments with financial advisors or branch staff. - [Zelle Payments](https://www.firsttechfed.com/bank/digital-banking/zelle): Learn how to send and receive money with Zelle. - [Digital Banking FAQs](https://www.firsttechfed.com/bank/digital-banking/common-questions): Find answers to frequently asked questions about digital banking. - [Financial Calculators](https://www.firsttechfed.com/help/financial-calculators): Use calculators for savings, loans, mortgages, and more. - [Savings Calculators](https://www.firsttechfed.com/bank/savings/savings-calculators): Calculate potential growth for your savings accounts. - [Share Certificate Calculators](https://www.firsttechfed.com/bank/share-certificates/share-certificates-calculators): Estimate earnings for share certificates. - [Mortgage Calculators](https://www.firsttechfed.com/borrow/home-loans/mortgage-calculators): Estimate mortgage payments and affordability. ## Borrowing Products - [Credit Cards](https://www.firsttechfed.com/borrow/credit-cards): Explore First Tech's range of credit card options. - [Choice Rewards Credit Card](https://www.firsttechfed.com/borrow/credit-cards/choice-rewards): Learn about the Choice Rewards credit card features. - [Odyssey Rewards Credit Card](https://www.firsttechfed.com/borrow/credit-cards/odyssey-rewards): Discover the benefits of the Odyssey Rewards credit card. - [Platinum Rewards Credit Card](https://www.firsttechfed.com/borrow/credit-cards/platinum-rewards): Details on the Platinum Rewards credit card. - [Platinum Credit Card](https://www.firsttechfed.com/borrow/credit-cards/platinum): Information about the standard Platinum credit card. - [Platinum Secured Credit Card](https://www.firsttechfed.com/borrow/credit-cards/platinum-secured): Learn about secured credit cards for building credit. - [Home Loans](https://www.firsttechfed.com/borrow/home-loans): Explore mortgage options for buying or refinancing a home. - [Home Purchase Loans](https://www.firsttechfed.com/borrow/home-loans/buy-a-home): Guide to financing your new home purchase. - [Home Refinance Loans](https://www.firsttechfed.com/borrow/home-loans/refinance): Learn about refinancing your existing mortgage. - [Home Equity Loans and Lines](https://www.firsttechfed.com/borrow/home-loans/home-equity): Access your home's equity with loans or lines of credit. - [Mortgage Loan Officers](https://www.firsttechfed.com/mortgage-loan-officers): Find and connect with mortgage loan officers. - [Personal Loans](https://www.firsttechfed.com/borrow/personal-loans): Explore options for personal loans and lines of credit. - [Fixed-Rate Personal Loan](https://www.firsttechfed.com/borrow/personal-loans/fixed-rate-loan-2): Information on fixed-rate personal loans. - [Personal Line of Credit](https://www.firsttechfed.com/borrow/personal-loans/personal-line-of-credit): Learn about flexible personal lines of credit. - [Certificate Secured Loans](https://www.firsttechfed.com/borrow/personal-loans/certificate-secured-loan): Borrow against your share certificate. - [Savings Secured Loans](https://www.firsttechfed.com/borrow/personal-loans/savings-secured-loan): Borrow against your savings account. - [Student Loans](https://www.firsttechfed.com/borrow/student-loans): Explore student loan options for higher education. - [Fixed-Rate Student Loans](https://www.firsttechfed.com/borrow/student-loans/fixed-rate): Details on fixed-rate student loan options. - [Auto Loans](https://www.firsttechfed.com/borrow/auto-loans): Find financing for new, used, or refinanced vehicles. - [New Auto Loans](https://www.firsttechfed.com/borrow/auto-loans/new-auto-loans): Get financing for a new car. - [Used Auto Loans](https://www.firsttechfed.com/borrow/auto-loans/used-auto-loans): Finance your next pre-owned vehicle. - [Auto Loan Refinance](https://www.firsttechfed.com/borrow/auto-loans/auto-refinance): Refinance your existing auto loan. - [Recreational Vehicle Loans](https://www.firsttechfed.com/borrow/recreational-vehicle-loans): Financing for RVs, boats, and motorcycles. - [RV Loans](https://www.firsttechfed.com/borrow/recreational-vehicle-loans/rv-loans): Get a loan for your recreational vehicle. - [Boat Loans](https://www.firsttechfed.com/borrow/recreational-vehicle-loans/boat-loans): Finance your next boat purchase. - [Motorcycle Loans](https://www.firsttechfed.com/borrow/recreational-vehicle-loans/motorcycle-loans): Get financing for a new or used motorcycle. - [Commercial Lending](https://www.firsttechfed.com/borrow/commercial-lending): Explore business lending solutions. - [Check Your Rate](https://www.firsttechfed.com/borrow/check-my-rate): See pre-qualified rates for loans and credit cards. ## Rates and Fees - [Personal Accounts Rates](https://www.firsttechfed.com/rates): View current interest rates and fees for savings, loans, and certificates. - [Business Accounts Rates](https://www.firsttechfed.com/rates): View current interest rates and fees for business accounts. - [IRA Rates](https://www.firsttechfed.com/rates): View current interest rates and fees for Individual Retirement Account (IRA). - [Credit Cards Rates](https://www.firsttechfed.com/rates): View current rates for credit cards. - [Loans Rates](https://www.firsttechfed.com/rates): View current rates for auto loans, personal loans, recreational loans, and student loan refinance. - [Home Loans Rates](https://www.firsttechfed.com/rates): View current rates for home loans and home equity. ## Insurance Services - [Insurance Services](https://www.firsttechfed.com/insure): Overview of insurance products offered by First Tech. - [Accidental Death & Dismemberment Insurance](https://www.firsttechfed.com/insure/accidental-death-and-dismemberment-protection): Learn about AD&D insurance coverage. - [Auto Insurance](https://www.firsttechfed.com/insure/auto-insurance): Get quotes and information on auto insurance. - [Boat Insurance](https://www.firsttechfed.com/insure/boat-insurance): Coverage options for boat owners. - [Condo Insurance](https://www.firsttechfed.com/insure/condo-insurance): Insurance tailored for condominium owners. - [Dental Insurance](https://www.firsttechfed.com/insure/dental-coverage): Explore dental insurance plans. - [Earthquake & Flood Insurance](https://www.firsttechfed.com/insure/earthquake-and-flood-insurance): Understand coverage for natural disasters. - [Homeowners Insurance](https://www.firsttechfed.com/insure/homeowners-insurance): Get quotes and information on homeowners insurance. - [Landlord Insurance](https://www.firsttechfed.com/insure/landlord-insurance): Insurance policies for rental property owners. - [Life Insurance](https://www.firsttechfed.com/insure/life-insurance): Learn about life insurance options. - [Motorcycle Insurance](https://www.firsttechfed.com/insure/motorcycle-insurance): Get insurance coverage for your motorcycle. - [Pet Insurance](https://www.firsttechfed.com/insure/pet-insurance): Explore insurance plans for your pets. - [RV Insurance](https://www.firsttechfed.com/insure/recreational-vehicle-insurance): Get insurance for your recreational vehicle. - [Recuperative Care Insurance](https://www.firsttechfed.com/insure/recuperative-care): Information on recuperative care benefits. - [Renters Insurance](https://www.firsttechfed.com/insure/renters-insurance): Protect your belongings as a renter. - [Scheduled Personal Property](https://www.firsttechfed.com/insure/scheduled-personal-property-coverage): Coverage for valuable personal items. - [Umbrella Insurance](https://www.firsttechfed.com/insure/umbrella-insurance): Extra liability protection beyond standard policies. - [Builders Risk Policy](https://www.firsttechfed.com/insure/builders-risk-policy): Insurance for properties under construction. - [Business Owners Policy](https://www.firsttechfed.com/insure/business-owners-policy): Comprehensive insurance for small businesses. - [Business Umbrella Policy](https://www.firsttechfed.com/insure/business-umbrella-policy): Additional liability coverage for businesses. - [Commercial Vehicle Policy](https://www.firsttechfed.com/insure/commercial-vehicle-policy): Insurance for business-owned vehicles. - [Crime Insurance](https://www.firsttechfed.com/insure/crime-insurance): Protection against business-related crimes. - [Directors & Officers Liability](https://www.firsttechfed.com/insure/directors-and-officers-liability-insurance): D&O insurance for corporate leadership. - [Employment Practices Liability](https://www.firsttechfed.com/insure/employment-practices-liability-insurance): EPLI coverage for employment-related claims. - [Inland Marine Policy](https://www.firsttechfed.com/insure/inland-marine-policy): Coverage for goods transported over land. - [Professional Liability Insurance](https://www.firsttechfed.com/insure/professional-liability-insurance): Coverage for errors and omissions in professional services. - [Workers' Compensation Policy](https://www.firsttechfed.com/insure/workers-compensation-policy): Insurance covering employee work-related injuries. - [Insurance Agents](https://www.firsttechfed.com/insurance-agents): Find a licensed insurance agent. - [Insurance Application Portal](https://banking.firsttechfed.com/Authentication?ReturnUrl=FirstTechProducts%3FredirectUrl%3Dhttps%3A%2F%2Fft360.firsttechfed.com%2Fftfcu%2Fservlet%2FSmartForm.html%3FformCode%3Dinsurance%26productId%3D90): Portal to start or continue an insurance application. - [Insurance Product Form](https://ft360.firsttechfed.com/ftfcu/servlet/SmartForm.html?formCode=insurance&productId=90): Form to request information or apply for insurance products. - [Insurance Newsletter & Self-Service](https://www.firsttechfed.com/articles/insurance/newsletter/self-service): Resources and self-service options for insurance. ## Investment Services - [Investment Services](https://www.firsttechfed.com/invest): Overview of investment options and services. - [Investment Services Details](https://www.firsttechfed.com/invest/investment-services): Detailed information on available investment services. - [Investment Videos](https://www.firsttechfed.com/invest/investment-videos): Watch educational videos about investing. - [Investment Articles](https://www.firsttechfed.com/invest/investment-articles): Read articles on investment strategies and market insights. - [EasyVest](https://www.firsttechfed.com/invest/easyvest): Learn about the EasyVest automated investing platform. - [EasyVest Investment Portal](https://banking.firsttechfed.com/FirstTechEasyVestInvestments): Access and manage your EasyVest investments. - [Financial Advisors](https://www.firsttechfed.com/financial-advisors): Find and connect with financial advisors. - [Investment Request Form](https://ft360.firsttechfed.com/ftfcu/servlet/SmartForm.html?formCode=investment-request&productId=55): Submit a request for investment services information. ## Membership & About Us - [Become a Member](https://www.firsttechfed.com/discover/become-a-member): Learn the steps and requirements to join First Tech. - [Member Testimonials](https://www.firsttechfed.com/discover/in-their-words): Read stories and experiences from current members. - [Employer Partner Benefits](https://www.firsttechfed.com/discover/employer-partner-benefits): Information for companies offering First Tech benefits. - [Member Center](https://www.firsttechfed.com/discover/member-center): Resources and information for existing members. - [Member Offers & Discounts](https://www.firsttechfed.com/discover/member-center/offers-discounts): Explore exclusive deals and discounts for members. - [Welcome Center](https://www.firsttechfed.com/discover/welcome-center): Resources for new members joining First Tech. - [Relocation Services](https://www.firsttechfed.com/pages/relocation): Information on banking services for relocating employees. - [Employer Relocation Program](https://www.firsttechfed.com/pages/relocation-employer): Details for employers offering relocation assistance. - [Relocation Program Representatives](https://www.firsttechfed.com/relocation-program-representatives): Contact information for relocation program specialists. - [About Us](https://www.firsttechfed.com/discover/about-us): Learn about First Tech's history, mission, and values. - [Community Commitment](https://www.firsttechfed.com/discover/community-commitment): Discover First Tech's involvement in the community. - [Newsroom](https://www.firsttechfed.com/discover/news): Read the latest news and press releases. - [Locations](https://www.firsttechfed.com/locations): Find First Tech branches and ATMs. - [Careers](https://www.firsttechfed.com/discover/careers): Explore career opportunities at First Tech. - [Merger Information](https://www.firsttechfed.com/merger): Details about the merger with DCU. - [Future of Finance](https://www.firsttechfed.com/discover/future-finance): Insights into the future of financial services. - [Member Reviews](https://www.firsttechfed.com/discover/reviews): Read reviews from First Tech members. ## Online Banking - [Online Registration](https://banking.firsttechfed.com/Registration): Register for online banking access. - [Login to Online Banking](https://banking.firsttechfed.com/Authentication): Access your First Tech Federal Credit Union online banking account. ## Educational Resources & Learning - [Educational Resources](https://www.firsttechfed.com/learn/educational-resources): Access a library of financial education materials. - [Budgeting and Saving Resources](https://www.firsttechfed.com/learn/educational-resources/budgeting-and-saving): Learn tips and strategies for budgeting and saving. - [Credit Reports & Scores](https://www.firsttechfed.com/learn/educational-resources/credit-reports-and-scores): Understand credit reports and how to improve scores. - [Fraud and Security](https://www.firsttechfed.com/learn/educational-resources/fraud-and-security): Learn how to protect yourself from fraud and scams. - [Home Lending Education](https://www.firsttechfed.com/learn/educational-resources/home-lending): Resources to guide you through the home buying process. - [Insurance & Investing Education](https://www.firsttechfed.com/learn/educational-resources/insurance-and-investing): Learn the basics of insurance and investing. - [Loans and Debt Management](https://www.firsttechfed.com/learn/educational-resources/loans-and-debt): Information on managing loans and debt effectively. - [Life Stage Planning](https://www.firsttechfed.com/learn/life-stage): Financial guidance tailored to different life stages. - [Getting Started (Life Stage)](https://www.firsttechfed.com/learn/life-stage/getting-started): Financial tips for starting out. - [Education Planning (Life Stage)](https://www.firsttechfed.com/learn/life-stage/education): Financial strategies for educational expenses. - [New Home Planning (Life Stage)](https://www.firsttechfed.com/learn/life-stage/new-home): Financial guidance for buying a new home. - [Job Transition Planning (Life Stage)](https://www.firsttechfed.com/learn/life-stage/job-transition): Financial advice for career changes. - [Retirement Planning (Life Stage)](https://www.firsttechfed.com/learn/life-stage/retirement): Resources for planning your retirement finances. - [Financial Planning (Life Stage)](https://www.firsttechfed.com/learn/life-stage/financial-planning): Comprehensive financial planning advice. - [How-To Guides](https://www.firsttechfed.com/learn/how-to-documentation): Step-by-step instructions for various services. - [Article Gallery](https://www.firsttechfed.com/learn/article-gallery): Browse a collection of financial articles. - [Video Gallery](https://www.firsttechfed.com/learn/video-gallery): Watch educational videos on financial topics. - [Webinars](https://www.firsttechfed.com/learn/webinars): Register for and attend financial education webinars. ## Support & Contact - [Contact Us](https://www.firsttechfed.com/help/contact): Find ways to get in touch with First Tech. - [Frequently Asked Questions](https://www.firsttechfed.com/help/faqs): Answers to common questions about banking services. - [Help Center](https://www.firsttechfed.com/help): General help and support resources. - [How to Make Payments](https://www.firsttechfed.com/help/how-to-make-payments): Instructions for making various types of payments. ## Legal & Security - [Consumer Privacy Notice](https://www.firsttechfed.com/help/consumer-privacy): Information on how First Tech handles your data. - [Security Center](https://www.firsttechfed.com/help/security): Learn about security measures and online safety. - [Disclosures and Privacy Notice](https://www.firsttechfed.com/help/disclosures-and-privacy-notice): Official legal disclosures and privacy statements. - [Forms](https://www.firsttechfed.com/help/forms): Downloadable forms for various banking needs. - [Opt-Out Information](https://www.firsttechfed.com/help/opt-out): Instructions on opting out of certain data sharing. - [Accessibility Statement](https://www.firsttechfed.com/help/accessibility): Information on website accessibility for users with disabilities. - [Privacy Notice PDF](https://www.firsttechfed.com/-/media/firsttech-web/documents/other-pdfs/privacy-notice.pdf?sc_lang=en): Downloadable PDF version of the privacy notice. - [Online Privacy Statement PDF](https://www.firsttechfed.com/-/media/firsttech-web/documents/privacyoffice/onlineprivacystatement.pdf): Downloadable PDF of the online privacy statement. ## Brand & Community - [Beyond Banking](https://www.firsttechfed.com/beyond): Explore First Tech's community initiatives and sponsorships. - [Fire Department Support](https://www.firsttechfed.com/beyond/fire): Learn about First Tech's support for fire departments. - [Trailblazers Program](https://www.firsttechfed.com/beyond/trailblazers): Information on the Trailblazers program. - [Portland Timbers Partnership](https://www.firsttechfed.com/beyond/timbers): Details on the partnership with the Portland Timbers. - [Portland Thorns Partnership](https://www.firsttechfed.com/beyond/thorns): Details on the partnership with the Portland Thorns. - [Sweepstakes](https://www.firsttechfed.com/beyond/explore/sweepstakes): Information on current sweepstakes and contests. - [Beyond Banking FAQ](https://www.firsttechfed.com/beyond/explore/faq): Frequently asked questions about community programs. - [USA Today's Most Trusted Brands 2026](https://www.firsttechfed.com/articles/news/first-tech-federal-credit-union-distinguished-as-one-of-usa-todays-most-trusted-brands-2026): Read about First Tech being recognized as a trusted brand.