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We’re all saving for something. Let First Tech help make it easier to get there with our great rates and financial solutions. Refinancing your current loans can be a great way to save on monthly payments.


Dividend Rewards CheckingDividend Rewards Checking. The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. Qualifications per monthly cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. Qualifying transactions must post to the account prior to the last day of the month. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. If the requirements per qualification period are not met, the dividend rate and corresponding APY earned will be the non-qualified rate. Fees charged at U.S. ATMs will be refunded if account qualifications are met for the monthly cycle the fee was charged in. Dynamic RateAPY = Annual Percentage Yield

Instant Access Savings Dynamic Rate


Student Loans Dynamic RateAPR = Annual Percentage Rate. Actual rate will be determined based on the applicant's credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Interest rate and program terms are subject to change. Additional restrictions may apply. Eligibility depends on the school of graduation and degree. The school must be Title IV eligible, non-profit, and offer Bachelors, Masters and/or Doctorate degrees. Title IV refers to the Higher Education Act. A Title IV school is an institution that processes U.S. federal student aid. The 'No Payments for 90 days’ offer is available for Fixed Term Student Loan Refinance loan only.

Mortgage Dynamic Rate

Calculator: Should I consolidate my credit cards?


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You’re busy living, let First Tech make it easier to manage your finances. With our online and mobile banking you can see regular bills, make payments, pay friends and more all securely and at no-cost.

Digital Banking

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Whether you’d like to retire today or someday, First Tech and Addison Avenue Investment Services can help you evaluate your current financial situation and help you plan for the future.

Addison Avenue Investment Services

Calculator: How long will it take to reach my savings goal?

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Getting a loan doesn’t have to be painful. First Tech has quick online applications available on a variety of loan types. Pair that quick application with a great rate and you’ve got a winning combination.

New Auto Loans Dynamic Rate

Calculator: How much will my vehicle payments be?

Credit Cards Dynamic Rate

Calculator: How will rate changes affect my balance?

Secured LoansStock, Certificate and Share Dynamic Rate


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Insurance isn’t always fun to think about but it’s an important piece of your financial puzzle. Get help from the people you trust with guidance from First Tech Insurance Services. Whatever you need to protect, chances are we have the right coverage for you.

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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.