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Odyssey Rewards

Odyssey Rewards World Elite MasterCard®
as low as APR

A Great Account If You:

Use your credit card frequently to accumulate Rewards Points faster

Travel and dine out frequently

Usually pay off your balance monthly

Want personalized, concierge level service

Typically make monthly purchases of $3,000 or more


Great Benefits

Introductory 0.00% APR2 balance transfer for 12 months

No balance transfer fee2

Premium rewards, benefits, concierge service and security

Personal Concierge service

Dedicated World Elite MasterCard Global Concierge line

Personalized service to arrange travel, make dinner reservations, secure sports and entertainment event tickets and even find the perfect gift. Anytime, day or night, anywhere in the world.

Special offers and upgrades at leading hotels, resorts and cruise lines worldwide

Premier access and preferred pricing to food and wine events

Insider entertainment connections

Access to once-in-a-lifetime sporting events and premier golf benefits

You'll Benefit From:

Flexible, premium rewards:

  • Earn 3 Rewards Points for every $1 spent on travel; 2 Rewards Points for every $1 spent on dining; 1 Reward Point for every $1 spent on all other purchases
  • No points maximum and your points never expire
  • Redeem points for travel, merchandise, charitable donations, gift cards and cash
  • First year free, then $75 annual fee thereafter

More money in your pocket

Convenience and security

  • Chip and PIN transaction authentication
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with MasterPass® or Apple Pay digital wallet programs

Read the Articles

Knowledge base

How do I redeem my credit card reward points online?

Knowledge base

Can I place a travel alert on my credit and/or debit cards?

Knowledge base

How do I transfer a credit card balance from another financial institution to my First Tech credit card?

Additional information

Odyssey Rewards™ World Elite MasterCard® Card Agreement and Federal Truth-in-Lending Disclosure Statement

1Certain terms, conditions and exclusions apply. See our Odyssey Rewards World Elite MasterCard Benefits Guide for further details.

2APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.