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Find the card that fits your lifestyle

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Initial Rate
Rewards Points
Rewards Redemption Options
Annual Fee
Foreign Transaction Fee
Balance Transfer Fee
Cash Advance Fee
Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply.
Dyamic Rate, not to exceed 18.00% APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply.
Dynamic Rate, not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply.
Dynamic Rate , not to exceed 18.00%APR equals Annual Percentage Rate. The APR will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply.

Earn 3 points on travel 2 points on dining 1 point on all other purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.

Earn 2 points on gas, grocery, household goods, electronics and telecommunication purchases. Earn 1 point on all other purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.

Earn 1 point for every $1 purchasedFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.

-Merchandise

-Travel

-Charitable Donations

-Gift Card

-Cash

-Merchandise

-Travel

-Charitable Donations

-Gift Card

-Cash

-Merchandise

-Travel

-Charitable Donations

First year free,
then $75 annual fee thereafter

$0
$0
$0

Which card is right for you?

Maximum Expenditure($) 

Select Expenditures

Monthly Spend

Travel

$

Shopping

$

Groceries/
Gas

$

Dining

$

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Monthly Rewards

*Amounts are estimates of rewards and do not guarantee actual points earned. Merchandise and other items shown are examples and may vary