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Carefree Savings

Earn dividends monthly

This account is right for you if you:

Want a basic savings account

Want easy access to your money while earning dividends

Keep less than $5,000 in savings


You'll benefit from:

Monthly dividends

No monthly account maintenance fees

No withdrawal or access fees

Surcharge-free access at nearly 30,000 CO-OP Network ATMs nationwide



You'll Benefit From:

Manage your money when and where you want

  • Withdraw funds at any time
  • Access your account online from our mobile app
  • Deposit checks with our free mobile app
  • Enter a branch at nearly 6,000 CO-OP Shared Branch locations

Find Out More

Knowledge base

Don't get caught short

Establish your savings account as an overdraft source

Knowledge base

Know your limit

Federal regulations control the number of monthly electronic withdrawals

Knowledge base

A little insurance policy

All funds are federally insured to at least $250,000