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6- to 60-Month Traditional IRA Share Certificate

Flexibility of 6- to 60-Month terms

Our 6- to 60-Month Traditional IRA Share Certificates also mean added flexibility since you can choose the length of your term, and make changes before your funds automatically roll over at maturity.

A great choice for those who:

Are 70 1/2 years young or younger for regular contributions

Have qualified earned income

Have at least $500 to save


You'll Benefit From:


  • Choose from 6- to 60-month terms
  • Funds can be withdrawn if needed; penalties may apply1
  • Catch-up contributions for those 50 or older

    Easy account management

    • Automatically rolls over at maturity
    • 10-day grace period at maturity if you do want to make changes
    • View balances anytime with our free mobile app


    • No risk of loss to principal1
    • Deposits are NCUA insured up to $250,000



    Are my IRA funds insured?


    Can I open an IRA with someone else?


    Learn more about IRA's

    1 For all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 70 1/2. Required minimum distributions are not subject to early withdrawal penalties.