Online Banking

IRA Rates

Effective Date: May 1, 2018

Certificate and IRA Certificate Accounts
Minimum Opening Deposit $500
Dividend Compounded Monthly and at Maturity
Dividend Credited Monthly and at Maturity
Term Dividend Rate APY 1
Fixed Fixed
6-Month 0.45% 0.45%
12-Month 0.75% 0.75%
13-Month Bump Up 2 0.65% 0.65%
24-Month 1.04% 1.05%
36-Month 1.34% 1.35%
60-Month 1.98% 2.00%
Subsequent Deposits Not Allowed (with the exception of Bump Up and IRA Certificates) Not Allowed (with the exception of Bump Up and IRA Certificates)
Renewable Automatic Automatic
Select the IRA Certificates account you want to open.

Effective Date: May 1, 2018

Account Dividend Rate APY 1 Min. Opening Balance Min. Avg. Daily Balance to Avoid Fee Dividend Compounded & Credited Dividend Period
Traditional IRA Instant Access Savings
$0.01 - $2,499.99 0.05% 0.05% $5,000.00 NA Monthly Monthly
$2,500 - $9,999.99 0.30% 0.30% $5,000.00 NA Monthly Monthly
$10,000 - $24,999.99 0.35% 0.35% $5,000.00 NA Monthly Monthly
$25,000 - $99,999.99 0.40% 0.40% $5,000.00 NA Monthly Monthly
$100,000 - $249,999.99 0.50% 0.50% $5,000.00 NA Monthly Monthly
$250,000 + 0.60% 0.60% $5,000.00 NA Monthly Monthly
Roth IRA Instant Access Savings
$0.01 - $2,499.99 0.05% 0.05% $5,000.00 NA Monthly Monthly
$2,500 - $9,999.99 0.30% 0.30% $5,000.00 NA Monthly Monthly
$10,000 - $24,999.99 0.35% 0.35% $5,000.00 NA Monthly Monthly
$25,000 - $99,999.99 0.40% 0.40% $5,000.00 NA Monthly Monthly
$100,000 - $249,999.99 0.50% 0.50% $5,000.00 NA Monthly Monthly
$250,000 + 0.60% 0.60% $5,000.00 NA Monthly Monthly
Traditional IRA Savings 0.05% 0.05% $0.01 NA Monthly Monthly
Roth IRA Savings 0.05% 0.05% $0.01 NA Monthly Monthly
Select the IRA Savings account you want to open.

1 = Annual Percentage Yield

2 = This certificate allows you the flexibility to increase your rate or add to your balance during the certificate term. You have the choice to do one rate bump up per current term and one additional deposit, up to the original amount of the certificate at the current term.