The rates presented above are indicative of the current rates for the purchase of a single-family, primary residence. These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. Rates and product availability may also vary based on the state or region in which your financed property is located. Adjustable Rate Mortgage (ARM) interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. To guarantee a rate, you must submit an application and receive confirmation from a mortgage loan consultant that your rate is locked. Other restrictions may apply. Application can be made online, by calling 855.855.8805 or by meeting with a mortgage loan consultant.