Due to the wildfires in Santa Rosa, CA, our Fountaingrove Parkway branch is currently closed. Our Mendocino Ave. branch is OPEN.

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Certificate Secured Loan

A no-fee Certificate loan uses your Share Certificate as collateral allowing you to continue to earn dividends and avoid any early withdrawal penalties.
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  • A great loan for those who:
  • Have a First Tech Share Certificate

    Want to avoid an early withdrawal penalty

    Want a fixed monthly payment

    Want to borrow between $500-$500,000 to consolidate debt or pay for a vacation

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  • What you'll get:
  • Fixed-rate

    Fixed-term loan

    RatePricing is based on savings account or certificate rates plus Certificate Rate

  • Apply

You'll Benefit From

Flexible financing options

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More money in your pocket

  • No pre-payment penalty
  • No application or origination fee
  • No annual fee

Quick and easy loan application

  • Online loan application
  • Digital document delivery
  • Loan decision within 24 hours

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