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Adjustable Rate Mortgage
Because one type of loan does not fit all
Homebuyers' circumstances and needs vary, that's why we offer a large variety of loan products to help. Adjustable Rate Mortgages (ARMs) are one such product. Our ARM loans provide an initial fixed-rate from three to ten years (depending on which loan you choose) before the rate adjusts at all.
ARMs are ideal for those who only plan on being in their home for a short period of time. Because ARMs are subject to rate adjustments later on, the initial interest rate is typically set lower than on a standard fixed-rate loan. This can benefit you with a lower payment that reduces your monthly housing costs. To find out if an ARM is right for you, talk with one of our Mortgage Loan Officers.
Enjoy a fixed interest rate for 3, 5, 7 or 10 years, you choose.
Rate adjusts annually thereafter
Easy application process, pre-qualify online
Quick and easy loan approval
Easy application process
Submit an online application for pre-qualification
More money in your pocket
No pre-payment penalty
First Time Home Buyers
We've helped thousands of members buy their first home
Preparing to Borrow
Things to know before filling out an application
Save for a Down Payment
Here are some ways to save for the down payment