Online Banking

Auto Loan Refinancing

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  • New Auto Loan Features
  • Fixed-rate

    Fixed-term loan: up to 84 months

    Model years: 0-2 years

    Mileage: up to 100,000 miles

    First payment due: first 3 months

    Origination Fee: $0

    Application Fee: $0

    Refinance Fee: $0

    Prepayment Penalty Fee: $0

    Rate

  • Apply
  • Used Auto Loans Features
  • Fixed-rate

    Fixed-term loan: up to 84 months

    Model years: 3-10 years

    Mileage: up to 100,000 miles

    First payment due: first 3 months

    Origination Fee: $0

    Application Fee: $0

    Refinance Fee: $0

    Prepayment Penalty Fee: $0

    Rate

  • Apply
  • * Before applying please temporarily lift or permanently remove any security freezes you may have with the credit reporting bureaus.

You'll Benefit From:

Quick and easy loan process

Online loan application
Digital document delivery
Loan decision within 24 hours
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More money in your pocket

No pre-payment penalty
No application or origination fees
No annual fee
Secure, anytime, anywhere account access

Free mobile app
Free Online Banking

First Tech offers you more than just an Auto Loan

Auto Insurance
Auto Insurance

You have your car loan with First Tech; why not let us help you with insurance?

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Extended Vehicle Warranty icon
Extended Vehicle Warranty

Enjoy protection from major mechanical expenses with comprehensive coverage for all makes and models.

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Debt Safe icon
Debt Safe

Our Debt Safe program offers the ability to cancel all or a portion of the loan balance in the event of Loss of Life, Disability, or Involuntary Unemployment.

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*Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.