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Online Banking

Platinum MasterCard®

Platinum MasterCard®

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  • A Great Account If You:
  • Want a card that's great at the basics

    Are looking for our lowest credit card rates with no annual fee

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  • Great Benefits:
  • Introductory 0.00% APRAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. balance transfer for 12 months

    No balance transfer feeAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Click here to see current rates. Offer is subject to credit qualifications. Rates, terms and conditions subject to change and some restrictions may apply. Balance transfer APR of 0.00% good for 12 months from date of completed transfer on balances transferred within first 90 days of account opening. After the intro period, rate will be the standard purchase APR. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion.

    Dynamic Rate
  • Apply
  • * Before applying please temporarily lift or permanently remove any security freezes you may have with the credit reporting bureaus.

    Cardholder Benefits

    Extended Warranty

    Price Protections

    Identity Theft Resolution Services

    And more

You'll Benefit From

Benefits to Serve You

  • Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year.
  • Price Protection can refund the difference if you buy something and then see it advertised for less within 60 days.
  • Identity Theft Resolution Services assists you with credit bureau notification and credit card replacement and provides you with an ID Theft Affidavit should you become an identity theft victim.

Convenient and secure

  • Chip and PIN transaction authentication
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with MasterPass® or Apple Pay digital wallet programs

Common questions about Credit Cards

How do I redeem my credit card reward points online?

Our Rewards program gives you the flexibility to choose how you want to reward yourself. After you register with your account number from your credit card statement you can login to our rewards site and choose from gift cards, airfare, cruises, merchandise and more.

If you need further assistance or would like to sign up for our Rewards program, please contact us at 855.855.8805 or visit a location near you.

Can I place a travel alert on my credit and/or debit cards?

Yes, we actually recommend setting a travel alert on your cards to prevent our fraud monitoring
system from blocking your card when they notice spending outside of your usual area. Please
contact us and provide your travel dates and destination(s).

You can send a secure message through Online Banking, contact us at 855.855.8805 or visit a location near you.

 

How do I transfer a credit card balance from another financial institution to my First Tech credit card?

Simply contact us and we'll get the balance transfer ball rolling. The good news is that unlike most of our competitors, there isn't a fee for this service.

You're welcome to send a secure message through Online Banking, call us at 855.855.8805 or visit a location near you.

To process the balance transfer, we need:

  • Name of the financial institution to be paid
  • Address of the financial institution to be paid
  • Dollar amount to be paid
  • Account number to be paid

You will also need to know the First Tech credit card number or account number where the balance will be transferred.