Online Banking

Carefree Checking

No monthly account maintenance fees.

Account icon
  • This account is right for you if you:
  • Want a basic, free checking account

    Are a student, teen or just starting out

    Don't want to worry about monthly account requirements

  • You'll benefit from:
  • No minimum balance requirements

    No monthly account maintenance fees

    Surcharge-free access at nearly 30,000 CO-OP Network ATMs nationwide

    Free Checking

  • Open an Account

You'll Benefit From

Manage your money when and where you want

  • Access your account online
  • Deposit checks and pay bills with our free mobile app
  • Visit a branch at nearly 6,000 CO-OP Shared Branch locations
Product Benefits icon


Real-time fraud monitoring

Secure online access

Free overdraft transfers from savings or line of credit

Chip and PIN enabled debit card

Cardholder benefitsCertain terms, conditions and exclusions apply. See our Debit MasterCard Benefits Guide for further details.

Your debit card provides:

  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services
  • And More

Find Out More

Pin and chip Article icon
Chip and PIN

How using a Chip and PIN card is more secure

Read More
Article icon
Order Checks Online

How to get checks without visiting a branch

Read More
Article icon
What is Overdraft Protection?

How to decide whether it is right for you

Read More