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6- to 60-Month Traditional IRA Share Certificate

Flexibility of 6- to 60-Month terms

Our 6- to 60-Month Traditional IRA Share Certificates also mean added flexibility since you can choose the length of your term, and make changes before your funds automatically roll over at maturity.
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  • A great choice for those who:
  • Are 70 1/2 years young or younger for regular contributions

    Have qualified earned income

    Have at least $500 to save

You'll Benefit From

Flexibility

  • Choose from 6- to 60-month terms
  • Funds can be withdrawn if needed; penalties may applyFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 7 1/2. Required minimum distributions are not subject to early withdrawal penalties.
  • Catch-up contributions for those 50 or older
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Easy account management

  • Automatically rolls over at maturity
  • 10-day grace period at maturity if you do want to make changes
  • View balances anytime with our free mobile app

Peace-of-mind

  • No risk of loss to principalFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 7 1/2. Required minimum distributions are not subject to early withdrawal penalties.
  • Deposits are NCUA insured up to $250,000

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